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Chase Sapphire Preferred® Credit Card vs Chase Sapphire Reserve® Credit Card

Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.

Chase
Chase Sapphire Preferred® Credit Card Ultimate Rewards
Chase Sapphire Preferred® Credit Card card
Annual Fee
$95
Total credits
$496
Net value
+$401/yr
Welcome offer

75,000 Ultimate Rewards points after you spend $5,000 in the first 3 months.

View full card →

Earning rates

2x+ categories and everyday rate vs Chase Sapphire Reserve® Credit Card.

  • 3x
    Dining
    Chase Sapphire Reserve® Credit Card: 3x
  • 2x
    Flights
    Chase Sapphire Reserve® Credit Card: 8x · Travel Portal Only
  • 3x
    Gas & EV Charging
    Chase Sapphire Reserve® Credit Card: —
  • 2x
    Hotels
    Chase Sapphire Reserve® Credit Card: 8x · Travel Portal Only
  • 3x
    Streaming
    Chase Sapphire Reserve® Credit Card: —
  • 2x
    Transit
    Chase Sapphire Reserve® Credit Card: 5x · Lyft
  • 2x
    Travel
    Chase Sapphire Reserve® Credit Card: 8x · Travel Portal Only
  • 3x
    Vacation Homes
    Chase Sapphire Reserve® Credit Card: —
  • 1x
    Everyday spending
    Chase Sapphire Reserve® Credit Card: 1x

Credits

Chase
Chase Sapphire Reserve® Credit Card Ultimate Rewards
Chase Sapphire Reserve® Credit Card card
Annual Fee
$795
Total credits
$3,348
Net value
+$2,553/yr
Welcome offer

100,000 Ultimate Rewards points after you spend $6,000 in the first 3 months.

View full card →

Earning rates

2x+ categories and everyday rate vs Chase Sapphire Preferred® Credit Card.

  • 3x
    Dining
    Chase Sapphire Preferred® Credit Card: 3x
  • 8x
    Flights
    Travel Portal Only
    Chase Sapphire Preferred® Credit Card: 2x
  • 8x
    Hotels
    Travel Portal Only
    Chase Sapphire Preferred® Credit Card: 2x
  • 5x
    Transit
    Lyft
    Chase Sapphire Preferred® Credit Card: 2x
  • 8x
    Travel
    Travel Portal Only
    Chase Sapphire Preferred® Credit Card: 2x
  • 1x
    Everyday spending
    Chase Sapphire Preferred® Credit Card: 1x

Credits

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