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Capital One Venture X vs Chase Sapphire Reserve® Credit Card

Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.

Capital One
Capital One Venture XCapital One Miles logoCapital One Miles
Capital One Venture X card
Annual Fee
$395
Total credits
$520
Net value
+$125/yr
Welcome offer

75,000 miles after you spend $4,000 in the first 3 months.

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Earning rates

2x+ categories and everyday rate vs Chase Sapphire Reserve® Credit Card.

  • 5x
    Flights
    Travel Portal Only
    Chase Sapphire Reserve® Credit Card: 8x · Travel Portal Only
  • 10x
    Hotels
    Travel Portal Only
    Chase Sapphire Reserve® Credit Card: 8x · Travel Portal Only
  • 2x
    Everyday spending
    Chase Sapphire Reserve® Credit Card: 1x

Credits

Chase
Chase Sapphire Reserve® Credit CardUltimate Rewards
Chase Sapphire Reserve® Credit Card card
Annual Fee
$795
Total credits
$3,060
Net value
+$2,265/yr
Welcome offer

100,000 Ultimate Rewards points after you spend $6,000 in the first 3 months.

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Earning rates

2x+ categories and everyday rate vs Capital One Venture X.

  • 3x
    Dining
    Capital One Venture X: —
  • 8x
    Flights
    Travel Portal Only
    Capital One Venture X: 5x · Travel Portal Only
  • 8x
    Hotels
    Travel Portal Only
    Capital One Venture X: 10x · Travel Portal Only
  • 5x
    Transit
    Lyft
    Capital One Venture X: —
  • 8x
    Travel
    Travel Portal Only
    Capital One Venture X: —
  • 1x
    Everyday spending
    Capital One Venture X: 2x

Credits

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