Capital One Venture X card

Capital One Venture X

Earn up to 10x on hotels and 5x on flights. $520+ in statement credits per year. $395 annual fee.

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Welcome Offer
75,000 miles after you spend $4,000 in the first 3 months.
Annual Fee
$395
Total Credits Value
$520
Potential Net Value
+$125

Earning Rates

10x
Hotels
Travel Portal Only
5x
Flights
Travel Portal Only
2x
All Other Purchases
Base earn rate

Credits

Capital One Travel Credit credit logo

Bookings made through the Capital One Travel portal each membership year.

Resets: Card anniversary yearValid at: Book through Capital One Travel portal
$300/yr
$300 Annual
Anniversary Bonus Miles credit logo

Automatic 10,000 miles deposited each account anniversary (no spending required).

Resets: Card anniversaryValid at: 10,000 miles (~$100 value) deposited automatically on anniversary
$100/yr
$100 Annual
TSA PreCheck/Global Entry credit logo

Application fee for expedited security/customs screening.

Resets: Every 4 yearsValid at: Apply at ttp.cbp.dhs.gov or TSA PreCheck enrollment centers
$120/yr
$120 Every 4 years

Featured Benefits

Capital One Lounge Access logo

Capital One Lounge Access

Unlimited complimentary Capital One Lounge and Landing access for the primary cardholder. Since Feb 2026, guests are $45/adult and $25 for ages 2–17 unless you spend $75,000 in the prior calendar year (then up to two complimentary guests at Lounges).

Airport lounge access
Priority Pass logo

Priority Pass

Unlimited Priority Pass lounge access for the primary cardholder. Since Feb 2026, all guests at Priority Pass lounges are $35 each per visit; the $75,000 calendar-year spend unlock applies to Capital One Lounges and Landings only, not Priority Pass. Enrollment required.

Airport lounge access

Other Benefits

Travel

Plaza Premium Lounges

Complimentary or discounted entry at participating Plaza Premium lounges; limits per issuer terms.

Transportation

Car Rental Loss and Damage Insurance (secondary)

When you decline the rental company’s collision damage waiver and pay with the card, coverage may apply for theft or damage to the rental vehicle; secondary to other insurance where applicable; terms and exclusions apply.

Global

No Foreign Transaction Fees

No foreign transaction fee on purchases processed outside the U.S.; issuer and network rules still apply.

Transportation

Global Entry/TSA PreCheck fee credit (every 4 years)

Statement credit toward application fee when charged to the card; reimbursement rules and timing per issuer.

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