Capital One Venture X vs The Platinum Card®

Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.

Annual Fee
$395
Total credits
$520
Net value
+$125/yr
Welcome offer

75,000 miles after you spend $4,000 in the first 3 months.

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Earning rates

2x+ categories and everyday rate vs The Platinum Card®.

  • 5x
    Flights
    Travel Portal Only
    The Platinum Card®: 5x · Up to $500,000
  • 10x
    Hotels
    Travel Portal Only
    The Platinum Card®: 5x · Travel Portal Only
  • 2x
    Everyday spending
    The Platinum Card®: 1x

Credits

American Express
The Platinum Card®Membership Rewards
The Platinum Card® card
Annual Fee
$895
Total credits
$3,084
Net value
+$2,189/yr
Welcome offer

Targeted offers up to 175,000 Membership Rewards points after heavy spend may be available; public offers often include 80,000 points after you spend $8,000 in the first 6 months. Verify current terms on americanexpress.com, CardMatch, or Amex pre-qual before applying.

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Earning rates

2x+ categories and everyday rate vs Capital One Venture X.

  • 5x
    Flights
    Up to $500,000
    Capital One Venture X: 5x · Travel Portal Only
  • 5x
    Hotels
    Travel Portal Only
    Capital One Venture X: 10x · Travel Portal Only
  • 1x
    Everyday spending
    Capital One Venture X: 2x

Credits