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The Platinum Card® vs Hilton Honors American Express Aspire Card

Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.

American Express
The Platinum Card®Membership Rewards
The Platinum Card® card
Annual Fee
$895
Total credits
$3,084
Net value
+$2,189/yr
Welcome offer

Targeted offers up to 175,000 Membership Rewards points after heavy spend may be available; public offers often include 80,000 points after you spend $8,000 in the first 6 months. Verify current terms on americanexpress.com, CardMatch, or Amex pre-qual before applying.

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Earning rates

2x+ categories and everyday rate vs Hilton Honors American Express Aspire Card.

  • 5x
    Flights
    Up to $500,000
    Hilton Honors American Express Aspire Card: 7x
  • 5x
    Hotels
    Travel Portal Only
    Hilton Honors American Express Aspire Card: 14x · Hilton
  • 1x
    Everyday spending
    Hilton Honors American Express Aspire Card: 3x

Credits

American Express
Hilton Honors American Express Aspire CardHilton Honors logoHilton Honors
Hilton Honors American Express Aspire Card card
Annual Fee
$550
Total credits
$909
Net value
+$359/yr
Welcome offer

150,000 Hilton Honors Bonus Points after you spend $6,000 in purchases in the first 6 months.

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Earning rates

2x+ categories and everyday rate vs The Platinum Card®.

  • 7x
    Dining
    The Platinum Card®: —
  • 7x
    Flights
    The Platinum Card®: 5x · Up to $500,000
  • 14x
    Hotels
    Hilton
    The Platinum Card®: 5x · Travel Portal Only
  • 7x
    Travel
    The Platinum Card®: —
  • 3x
    Everyday spending
    The Platinum Card®: 1x

Credits

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