The Platinum Card®
vs
Chase Sapphire Reserve® Credit Card
Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.
Annual Fee
$895
Total credits
$3,084
Net value
+$2,189/yr
Welcome offer
Targeted offers up to 175,000 Membership Rewards points after heavy spend may be available; public offers often include 80,000 points after you spend $8,000 in the first 6 months. Verify current terms on americanexpress.com, CardMatch, or Amex pre-qual before applying.
View full card →Earning rates
2x+ categories and everyday rate vs Chase Sapphire Reserve® Credit Card.
- 5xFlightsUp to $500,000Chase Sapphire Reserve® Credit Card: 8x · Travel Portal Only
- 5xHotelsTravel Portal OnlyChase Sapphire Reserve® Credit Card: 8x · Travel Portal Only
- 1xEveryday spendingChase Sapphire Reserve® Credit Card: 1x
Credits
Annual Fee
$795
Total credits
$3,060
Net value
+$2,265/yr
Welcome offer
100,000 Ultimate Rewards points after you spend $6,000 in the first 3 months.
View full card →Earning rates
2x+ categories and everyday rate vs The Platinum Card®.
- 3xDiningThe Platinum Card®: —
- 8xFlightsTravel Portal OnlyThe Platinum Card®: 5x · Up to $500,000
- 8xHotelsTravel Portal OnlyThe Platinum Card®: 5x · Travel Portal Only
- 5xTransitLyftThe Platinum Card®: —
- 8xTravelTravel Portal OnlyThe Platinum Card®: —
- 1xEveryday spendingThe Platinum Card®: 1x
Credits
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