Chase Sapphire Reserve® Credit Card card

Chase Sapphire Reserve® Credit Card

Earn up to 8x on flights and 8x on hotels. $3,348+ in statement credits per year. $795 annual fee.

🎁
Welcome Offer
150,000 Ultimate Rewards points after you spend $6,000 in the first 3 months (limited-time offer; standard offer is 125,000 points).
Annual Fee
$795
Total Credits Value
$3,348
Potential Net Value
+$2,553

Earning Rates

3x
Dining
8x
Flights
Travel Portal Only
4x
Flights
8x
Hotels
Travel Portal Only
4x
Hotels
8x
Travel
Travel Portal Only
5x
Lyft transit
1x
All Other Purchases
Base earn rate

Credits

The Edit Credit credit logo

Prepaid hotel stays of 2+ nights at curated The Edit properties through Chase Travel.

Resets: Jan–Jun / Jul–Dec Valid at: The Edit by Chase Travel – 2-night minimum stay required
$500/yr
$250 Semi-annual

Any travel purchase including flights, hotels, rideshares, parking, and tolls.

Resets: Card anniversary year Valid at: Automatically applied to travel purchases
$300/yr
$300 Annual
Dining Credit credit logo

Dining at Sapphire Reserve Exclusive Tables restaurants (enrollment required).

Resets: Jan–Jun / Jul–Dec Valid at: Sapphire Reserve Exclusive Tables partner restaurants
$300/yr
$150 Semi-annual
Entertainment Credit credit logo

StubHub and viagogo ticket purchases (enrollment required).

Resets: Jan–Jun / Jul–Dec
$300/yr
$150 Semi-annual
Select Hotels Credit credit logo

Prepaid Chase Travel bookings at IHG, Omni, Montage, Pendry, Virgin Hotels, Minor Hotels, Pan Pacific (2-night minimum).

Resets: Calendar year (2026 only)
$250/yr
$250 Annual
The Shops Credit credit logo

Purchases through The Shops at Chase after spending $75k annually on your card.

Resets: Calendar year Valid at: Qualifying purchases – unlocks after $75k annual card spend
$250/yr
$250 Annual
TSA PreCheck/Global Entry credit logo

Application fee for Global Entry, TSA PreCheck or Nexus (every 4 years).

Resets: Every 4 years Valid at: Apply at ttp.cbp.dhs.gov or TSA PreCheck enrollment centers
$120/yr
$120 Annual
DoorDash Credit credit logo

Complimentary DashPass membership ($120 value, activate by 12/31/2027) plus $25/month in DoorDash promos: one $5 restaurant promo and two $10 promos for groceries, retail, and more (through 12/31/2027).

Resets: 1st of each month Valid at: Complimentary DashPass ($120/yr value) + $5 restaurant promo + two $10 non-restaurant promos per month
$300/yr
$25 Monthly
Apple TV + Apple Music credit logo

Complimentary Apple TV and Apple Music (one-time activation required per service; runs through June 22, 2027).

Resets: Calendar year Valid at: Complimentary Apple TV and Apple Music – one-time activation per service via Chase
$288/yr
$288 Annual
Peloton Credit credit logo

Up to $10/month on Peloton membership (activation required; through Dec 31, 2027).

Resets: 1st of each month Valid at: Peloton membership – pay with Sapphire Reserve in Peloton account or app
$120/yr
$10 Monthly
Lyft Credit credit logo

Up to $10 monthly Lyft in-app credit; added on 1st of each month, unused forfeited (through Sept 30, 2027).

Resets: 1st of each month Valid at: Lyft in-app credit (does not apply to Wait & Save, bike or scooter)
$120/yr
$10 Monthly
Southwest Airlines Credit credit logo

Up to $500 Southwest Airlines credit; requires $75,000 or more in spending on card in a calendar year.

Resets: Calendar year
$500/yr
$500 Annual

Featured Benefits

Air Canada Maple Leaf Lounges & Cafés logo

Air Canada Maple Leaf Lounges & Cafés

Access select Air Canada Maple Leaf Lounges and Cafés in the U.S., Canada, and Europe with a same-day Star Alliance boarding pass; one complimentary guest (additional guests about $59). Some locations excluded.

Airport lounge access
Priority Pass Select logo

Priority Pass Select

Complimentary Priority Pass Select membership with unlimited visits to 1,300+ lounges worldwide; up to two complimentary guests ($27 each beyond that). Membership is linked to your card (automatic enrollment).

Airport lounge access
Sapphire Lounge Access logo

Sapphire Lounge Access

Complimentary unlimited access to Chase Sapphire Lounges by The Club with up to two complimentary guests; present your Sapphire Reserve card and eligible same-day boarding pass within three hours of departure.

Airport lounge access
IHG One Rewards Platinum Elite Status logo

IHG One Rewards Platinum Elite Status

Complimentary IHG One Rewards Platinum Elite status through 12/31/2027. Link your IHG account in Chase online banking or the Chase app (Card Benefits). Allow up to 3 weeks for activation.

Hotel status

Other Benefits

Benefit

Reserve Travel Designers

Personalized custom-itinerary booking service valued at up to $300 per trip.

Benefit

The Edit Stay Benefits

Property credit, daily breakfast for two, room upgrade (when available), and more — average value of $550+ per stay when booked through The Edit by Chase Travel.

Transfers

Points Boost

Earn up to 2x value when redeeming points for select hotels (including The Edit) and flights through Chase Travel.

Transportation

Auto Rental Coverage (primary)

Decline the rental company's collision damage waiver and pay with the card; primary coverage up to $75,000 for theft and collision damage on most U.S. and international rentals.

Insurance

Trip Cancellation and Interruption Insurance

Up to $10,000 per covered traveler and $20,000 per trip for prepaid, non-refundable travel expenses when a trip is canceled or cut short by sickness, severe weather, or other covered situations.

Insurance

Trip Delay Reimbursement

Up to $500 per covered traveler for unreimbursed expenses (meals, lodging) when common-carrier travel is delayed more than 6 hours or requires an overnight stay.

Insurance

Travel Accident Insurance

Up to $1,000,000 in accidental death or dismemberment coverage when air, bus, train, or cruise transportation is paid with the card.

Transportation

Lost Luggage Reimbursement

Up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.

Transportation

Baggage Delay Insurance

Up to $100 per day for 5 days for essential purchases (toiletries, clothing) when baggage is delayed over 6 hours.

Insurance

Emergency Evacuation and Transportation

Up to $100,000 in coverage when injured or sick on a trip 100+ miles from home that results in emergency evacuation.

Insurance

Emergency Medical and Dental

Up to $2,500 for medical expenses (subject to a $50 deductible) when sick or injured on a trip 100+ miles from home.

Benefit

Roadside Assistance

Up to $50 per incident for tow, battery, tire change, locksmith, or fuel; up to 4 times per year.

Benefit

Travel and Emergency Assistance Services

24/7 legal and medical referrals plus other travel-emergency assistance (cardmember pays for any goods or services obtained).

Insurance

Purchase Protection

120 days of coverage against damage or theft on eligible new purchases, up to $10,000 per item.

Insurance

Return Protection

Reimbursement for eligible items the store won't accept within 90 days of purchase, up to $500 per item and $1,000 per 12-month period.

Insurance

Extended Warranty Protection

Adds one additional year on eligible U.S. manufacturer warranties of three years or less.

Benefit

Dedicated Customer Service

Sapphire Reserve cardmembers receive exclusive access to a dedicated customer service team available 7 days a week.

Global

No Foreign Transaction Fees

No foreign transaction fees on purchases processed outside the U.S.; issuer and network rules still apply.

Status

$75k Annual Spend Status Unlocks

World of Hyatt Explorist status, IHG One Rewards Diamond Elite status, and Southwest Airlines A-List status when you spend $75,000+ in a calendar year; benefits apply for the remainder of that year and through the following calendar year.

Ultimate Rewards

10x on Peloton Equipment

Earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.

Ultimate Rewards

5x on Lyft Rides

Earn 5x total points on Lyft rides through 9/30/2027 (in addition to the monthly Lyft credit).

Learn More

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