United Club℠ Card

Unlocked after reaching Premier Gold status or spending $50,000 in a calendar year. Includes club access for up to 2 adult guests (or 1 adult + dependent children under 18) and access to participating Star Alliance partner lounges.

With All Access membership and an authorized user on the account; awarded each anniversary year (over $200 value).

Primary cardmember and one companion can each check two standard bags free; saves up to $360 per roundtrip.

Priority check-in, security screening, boarding, and baggage handling on United-operated flights where available.

Spend toward Premier qualifying status.

Cardmembers save 10% on all United-operated flights booked with miles; Premier status saves 15% or more. Change or cancel bookings with no fees.

Use miles for multicourse dinners, sporting events, concerts, and behind-the-scenes experiences at United operations facilities.

Up to 2× per calendar year (20,000 miles total annually).

24/7 personal concierge for travel and lifestyle requests.

On select United and United Express flights with Premier status; primary cardmember and one companion on award tickets.

25% back on eligible purchases on board United-operated flights and on Club premium drinks.

When you decline the rental company’s collision damage waiver and pay with the card, coverage may be primary for theft or damage (coverage order varies by product and rental type); terms and exclusions apply.

Up to $10,000 per covered traveler and $20,000 per trip.

Up to $500 per covered traveler.

Up to $100/day for up to 3 days.

Up to $3,000 per covered traveler.

Up to 120 days from purchase against damage or theft, $10,000 per item.

Up to $500 per item, $1,000 per 12-month period.

Adds an additional year to U.S. manufacturer warranties of three years or less.

No foreign transaction fee on purchases processed outside the U.S.; issuer and network rules still apply.