CardStack — Maximize Your Credit Card Rewards. App screens showing the CardStack+ dashboard and Your Stack wallet.

Press

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adam@cardstack.money

About CardStack

CardStack is the app that finally makes premium credit cards pay off. Built for people who carry annual-fee cards and want every dollar of value back, it turns a messy pile of credits, offers, rewards, and renewal dates into something you can actually keep up with.

The app automatically tracks your statement credits as you spend, watches every purchase to show how much you earned or missed by using the wrong card, and gives you a heads-up before a credit expires, an annual fee posts, or a new transfer bonus goes live.

A built-in AI agent understands what's in your wallet, so you can ask it anything, from "which card should I use for groceries?" to "what am I about to lose this month?"

CardStack works on iPhone and iPad, with Chrome and Safari extensions that help you add Amex and Chase offers while you shop. It supports 100+ cards from Amex, Chase, Capital One, Citi, Bilt, and more, and connects securely through Plaid without ever storing your bank login. CardStack is free to start, with CardStack+ unlocking the automatic experience.

Features

Free

  • Track Credits & Benefits. See what you've used, what's left, and what's expiring across your cards.
  • Reminders & Notifications. Alerts before credits expire, annual fees post, and new credits become available.

CardStack+

  • Automatic Credit Tracking. Link your accounts and credits are marked off automatically from your transactions.
  • Automatic Offer Activation. The Chrome and Safari extension adds eligible Amex and Chase offers in one click.
  • Stack, the AI Agent. Ask about your cards, points, and credits and get answers based on your wallet.
  • Spending Analysis. See the points you earned and missed on each purchase, and which card to use next time.
  • Best Card. Find the best card to use by category, location, and while browsing.
  • Points Tracker. Track your points and miles balances and estimated value across programs.
  • Widgets. Points balances, expiring credits, and fee coverage on your Home Screen.

Pricing

CardStack is free to download. The free version lets you add your cards and check off credits yourself.

CardStack+ does it for you: automatic credit tracking, one-click Amex and Chase offer activation via the browser extension, the Stack AI agent, spending analysis, Best Card, Points Tracker, and Home Screen widgets. It's $69.99 a year or $7.99 a month (USD) after a 7-day free trial, billed through the App Store or cardstack.money. Cancel anytime.

Platforms

CardStack runs on iPhone and iPad, with Sign in with Apple. There are also Chrome and Safari extensions that add eligible Amex and Chase offers and recommend the best card while you shop. Free web tools and guides live at cardstack.money.

Fast facts

Founded
2026
Founder
Adam Bader
Platforms
iPhone, iPad, Chrome, Safari
Pricing
Free to download; CardStack+ is $69.99/year or $7.99/month after a 7-day free trial
Cards
100+, from Amex, Chase, Capital One, Citi, Bilt, Marriott, Hilton, Delta, and more
Banks
Thousands of US institutions via Plaid (CardStack+)
Privacy
Bank-level encryption, read-only Plaid access, bank login never stored
Website
cardstack.money
Press contact
[email protected]

Brand assets

Logos, app icon, and press materials (v1.0).