About CardStack
CardStack is the app that finally makes premium credit cards pay off. Built for people who carry annual-fee cards and want every dollar of value back, it turns a messy pile of credits, offers, rewards, and renewal dates into something you can actually keep up with.
The app automatically tracks your statement credits as you spend, watches every purchase to show how much you earned or missed by using the wrong card, and gives you a heads-up before a credit expires, an annual fee posts, or a new transfer bonus goes live.
A built-in AI agent understands what's in your wallet, so you can ask it anything, from "which card should I use for groceries?" to "what am I about to lose this month?"
CardStack works on iPhone and iPad, with Chrome and Safari extensions that help you add Amex and Chase offers while you shop. It supports 100+ cards from Amex, Chase, Capital One, Citi, Bilt, and more, and connects securely through Plaid without ever storing your bank login. CardStack is free to start, with CardStack+ unlocking the automatic experience.
Features
Free
- Track Credits & Benefits. See what you've used, what's left, and what's expiring across your cards.
- Reminders & Notifications. Alerts before credits expire, annual fees post, and new credits become available.
CardStack+
- Automatic Credit Tracking. Link your accounts and credits are marked off automatically from your transactions.
- Automatic Offer Activation. The Chrome and Safari extension adds eligible Amex and Chase offers in one click.
- Stack, the AI Agent. Ask about your cards, points, and credits and get answers based on your wallet.
- Spending Analysis. See the points you earned and missed on each purchase, and which card to use next time.
- Best Card. Find the best card to use by category, location, and while browsing.
- Points Tracker. Track your points and miles balances and estimated value across programs.
- Widgets. Points balances, expiring credits, and fee coverage on your Home Screen.
Pricing
CardStack is free to download. The free version lets you add your cards and check off credits yourself.
CardStack+ does it for you: automatic credit tracking, one-click Amex and Chase offer activation via the browser extension, the Stack AI agent, spending analysis, Best Card, Points Tracker, and Home Screen widgets. It's $69.99 a year or $7.99 a month (USD) after a 7-day free trial, billed through the App Store or cardstack.money. Cancel anytime.
Platforms
CardStack runs on iPhone and iPad, with Sign in with Apple. There are also Chrome and Safari extensions that add eligible Amex and Chase offers and recommend the best card while you shop. Free web tools and guides live at cardstack.money.
Fast facts
- Founded
- 2026
- Founder
- Adam Bader
- Platforms
- iPhone, iPad, Chrome, Safari
- Pricing
- Free to download; CardStack+ is $69.99/year or $7.99/month after a 7-day free trial
- Cards
- 100+, from Amex, Chase, Capital One, Citi, Bilt, Marriott, Hilton, Delta, and more
- Banks
- Thousands of US institutions via Plaid (CardStack+)
- Privacy
- Bank-level encryption, read-only Plaid access, bank login never stored
- Website
- cardstack.money
- Press contact
- [email protected]
Brand assets
Logos, app icon, and press materials (v1.0).
Screenshots
App screenshots, free to use in coverage of CardStack. Tap any image to download the full-resolution PNG.
Home — For You
Your Stack
Credits feed
Credit details
Card detail
Offer details
Best Card
Transactions
Reward details
Spending analysis
Fix My Stack
Points balances
Ask Stack
AI agent
Browser extension Need other sizes or device frames? Email adam@cardstack.money.