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Best Credit Cards for Transit

We've analyzed our database of premium cards to find the top picks for transit.

#1
Chase

Chase Sapphire Reserve® Credit Card

Chase Sapphire Reserve® Credit Card card
Earns on Transit
5x
Lyft
Annual Fee
$795
Points value
2.05¢/pt
Effective value
10.3%
Total Credits
$3,060/yr

The Edit Credit • Annual Travel Credit • Dining Credit • Entertainment Credit • Select Hotels Credit • The Shops Credit • TSA PreCheck/Global Entry • DoorDash Credit • Peloton Credit • Lyft Credit • Southwest Airlines Credit

#2
Chase

Chase Sapphire Reserve® for Business

Chase Sapphire Reserve® for Business card
Earns on Transit
5x
Lyft
Annual Fee
$795
Points value
2.05¢/pt
Effective value
10.3%
Total Credits
$3,290/yr

Annual Travel Credit • Select Chase Travel Hotels Credit • The Edit Credit • TSA PreCheck/Global Entry/NEXUS • Gift Card Credit • Google Workspace Credit • ZipRecruiter Credit • DoorDash Credit • Lyft Credit • The Shops at Chase Credit • Southwest Airlines Credit

#3
American Express

American Express® Green Card

American Express® Green Card card
Earns on Transit
3x
Annual Fee
$150
Points value
2¢/pt
Effective value
6%
Total Credits
$209/yr

CLEAR Plus Credit

#4
Citi

Citi Strata℠ Card

Citi Strata℠ Card card
Earns on Transit
3x
Annual Fee
$0
Points value
1.9¢/pt
Effective value
5.7%

#5
Barclays

Wyndham Rewards Earner® Premier Card

Wyndham Rewards Earner® Premier Card card
Earns on Transit
4x
Annual Fee
$395
Points value
1.1¢/pt
Effective value
4.4%
Total Credits
$505/yr

Wyndham Hotel Credit • Meal Delivery Credit • Streaming Credit • Wholesale Club Credit • TSA PreCheck/Global Entry

#6
Chase

Chase Sapphire Preferred® Credit Card

Chase Sapphire Preferred® Credit Card card
Earns on Transit
2x
Annual Fee
$95
Points value
2.05¢/pt
Effective value
4.1%
Total Credits
$340/yr

Annual Hotel Credit • TSA PreCheck/Global Entry • DoorDash Credit

#7
Wells Fargo

Wells Fargo Attune® Card

Wells Fargo Attune® Card card
Earns on Transit
4%
Annual Fee
$0
Effective value
4% cash

#8
Citi

Citi® / AAdvantage® Globe™ Mastercard®

Earns on Transit
2x
Annual Fee
$350
Points value
1.7¢/pt
Effective value
3.4%
Total Credits
$350/yr

Turo Credit • Inflight Purchase Credit • Splurge Credit • TSA PreCheck/Global Entry

#9
Chase

World of Hyatt Credit Card

World of Hyatt Credit Card card
Earns on Transit
2x
Annual Fee
$95
Points value
1.7¢/pt
Effective value
3.4%

#10
American Express

Blue Cash Preferred® Card

Blue Cash Preferred® Card card
Earns on Transit
3x
Annual Fee
$95
Effective value
3x cash
Total Credits
$120/yr

Disney Streaming Credit

#11
City National Bank

Crystal Visa Infinite®

Crystal Visa Infinite® card
Earns on Transit
3x
Annual Fee
$400
Effective value
3x cash
Total Credits
$470/yr

Airline Incidental Credit • Global Entry Credit

#12
Wells Fargo

Wells Fargo Autograph® Card

Wells Fargo Autograph® Card card
Earns on Transit
3x
Annual Fee
$0
Effective value
3x cash

#13
Chase

United Gateway℠ Card

United Gateway℠ Card card
Earns on Transit
2x
Annual Fee
$0
Points value
1.5¢/pt
Effective value
3%

#14
Chase

United℠ Business Card

United℠ Business Card card
Earns on Transit
2x
Annual Fee
$150
Points value
1.5¢/pt
Effective value
3%
Total Credits
$616/yr

United Travel Credit • Rideshare Credit • United Hotels Credit • FareLock Credit • Avis/Budget Credit • JSX Flight Credit • Instacart Credit

#15
Bank of America

Atmos™ Rewards Ascent Visa Signature® Credit Card

Atmos™ Rewards Ascent Visa Signature® Credit Card card
Earns on Transit
2x
Annual Fee
$95
Points value
1¢/pt
Effective value
2%

#16
Bank of America

Atmos™ Rewards Visa Business Card

Atmos™ Rewards Visa Business Card card
Earns on Transit
2x
Annual Fee
$95
Points value
1¢/pt
Effective value
2%

#17
Chase

Amazon Visa

Amazon Visa card
Earns on Transit
2x
Annual Fee
$0
Effective value
2x cash

#18
First National Bank of Omaha

Amtrak Guest Rewards® Preferred Mastercard®

Amtrak Guest Rewards® Preferred Mastercard® card
Earns on Transit
2x
Annual Fee
$99
Effective value
2x cash

#19
Chase

Prime Visa

Prime Visa card
Earns on Transit
2x
Annual Fee
$0
Effective value
2x cash

#20
Chase

Southwest Rapid Rewards® Performance Business Credit Card

Southwest Rapid Rewards® Performance Business Credit Card card
Earns on Transit
2x
Annual Fee
$299
Effective value
2x cash
Total Credits
$210/yr

TSA PreCheck/Global Entry • Anniversary Bonus Points

#21
American Express

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card card
Earns on Transit
1x
Up to $100,000
Annual Fee
$350
Points value
1.25¢/pt
Effective value
1.9%
Total Credits
$680/yr

Delta Stays Credit • Resy Credit • Ride-Sharing Credit • Global Entry / TSA PreCheck Credit • Uber One Credit

#22
American Express

Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card card
Earns on Transit
1x
Annual Fee
$650
Points value
1.25¢/pt
Effective value
1.9%
Total Credits
$850/yr

Delta Stays Credit • Resy Credit • Ride-Sharing Credit • Global Entry / TSA PreCheck Credit • Uber One Credit

#23
Chase

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card card
Earns on Transit
2x
Annual Fee
$0
Points value
0.7¢/pt
Effective value
1.4%