Best Credit Cards for Transit

We've analyzed our database of premium cards to find the top picks for transit.

#1
Chase

Chase Sapphire Reserve® Credit Card

Chase Sapphire Reserve® Credit Card card
Earns on Transit
5x
Lyft
Annual Fee
$795
Points value
2.05¢/pt
Effective value
10.3%
Total Credits
$3,348/yr

The Edit Credit • Annual Travel Credit • Dining Credit • Entertainment Credit • Select Hotels Credit • The Shops Credit • TSA PreCheck/Global Entry • DoorDash Credit • Apple TV + Apple Music • Peloton Credit • Lyft Credit • Southwest Airlines Credit

#2
Chase

Chase Sapphire Reserve® for Business

Chase Sapphire Reserve® for Business card
Earns on Transit
5x
Lyft
Annual Fee
$795
Points value
2.05¢/pt
Effective value
10.3%
Total Credits
$3,290/yr

Annual Travel Credit • Select Chase Travel Hotels Credit • The Edit Credit • TSA PreCheck/Global Entry/NEXUS • Gift Card Credit • Google Workspace Credit • ZipRecruiter Credit • DoorDash Credit • Lyft Credit • The Shops at Chase Credit • Southwest Airlines Credit

#3
American Express

American Express® Green Card

American Express® Green Card card
Earns on Transit
3x
Annual Fee
$150
Points value
2¢/pt
Effective value
6%
Total Credits
$209/yr

CLEAR Plus Credit

#4
Citi

Citi Strata℠ Card

Citi Strata℠ Card card
Earns on Transit
3x
Annual Fee
$0
Points value
1.9¢/pt
Effective value
5.7%

#5
Chase

Chase Sapphire Preferred® Credit Card

Chase Sapphire Preferred® Credit Card card
Earns on Transit
2x
Annual Fee
$95
Points value
2.05¢/pt
Effective value
4.1%
Total Credits
$50/yr

Annual Hotel Credit

#6
Chase

World of Hyatt Credit Card

World of Hyatt Credit Card card
Earns on Transit
2x
Annual Fee
$95
Points value
1.7¢/pt
Effective value
3.4%
Total Credits
$200/yr

Hyatt Credit

#7
American Express

Blue Cash Preferred® Card

Blue Cash Preferred® Card card
Earns on Transit
3x
Annual Fee
$95
Effective value
3x cash
Total Credits
$120/yr

Disney Streaming Credit

#8
City National Bank

Crystal Visa Infinite®

Crystal Visa Infinite® card
Earns on Transit
3x
Annual Fee
$400
Effective value
3x cash
Total Credits
$470/yr

Airline Incidental Credit • Global Entry Credit

#9
Chase

United Gateway℠ Card

United Gateway℠ Card card
Earns on Transit
2x
Annual Fee
$0
Points value
1.5¢/pt
Effective value
3%

#10
Chase

United℠ Business Card

United℠ Business Card card
Earns on Transit
2x
Annual Fee
$150
Points value
1.5¢/pt
Effective value
3%
Total Credits
$616/yr

United Travel Credit • Rideshare Credit • United Hotels Credit • FareLock Credit • Avis/Budget Credit • JSX Flight Credit • Instacart Credit

#11
Bank of America

Atmos™ Rewards Ascent Visa Signature® Credit Card

Atmos™ Rewards Ascent Visa Signature® Credit Card card
Earns on Transit
2x
Annual Fee
$95
Points value
1¢/pt
Effective value
2%

#12
Bank of America

Atmos™ Rewards Visa Business Card

Atmos™ Rewards Visa Business Card card
Earns on Transit
2x
Annual Fee
$95
Points value
1¢/pt
Effective value
2%

#13
Chase

Amazon Visa

Amazon Visa card
Earns on Transit
2x
Annual Fee
$0
Effective value
2x cash

#14
First National Bank of Omaha

Amtrak Guest Rewards® Preferred Mastercard®

Amtrak Guest Rewards® Preferred Mastercard® card
Earns on Transit
2x
Annual Fee
$99
Effective value
2x cash

#15
Chase

Prime Visa

Prime Visa card
Earns on Transit
2x
Annual Fee
$0
Effective value
2x cash

#16
Chase

Southwest Rapid Rewards® Performance Business Credit Card

Southwest Rapid Rewards® Performance Business Credit Card card
Earns on Transit
2x
Annual Fee
$299
Effective value
2x cash
Total Credits
$210/yr

TSA PreCheck/Global Entry • Anniversary Bonus Points

#17
American Express

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card card
Earns on Transit
1x
Up to $100,000
Annual Fee
$350
Points value
1.25¢/pt
Effective value
1.9%
Total Credits
$680/yr

Delta Stays Credit • Resy Credit • Ride-Sharing Credit • Global Entry / TSA PreCheck Credit • Uber One Credit

#18
American Express

Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card card
Earns on Transit
1x
Annual Fee
$650
Points value
1.25¢/pt
Effective value
1.9%
Total Credits
$850/yr

Delta Stays Credit • Resy Credit • Ride-Sharing Credit • Global Entry / TSA PreCheck Credit • Uber One Credit

#19
Chase

Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card card
Earns on Transit
2x
Annual Fee
$0
Points value
0.7¢/pt
Effective value
1.4%