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Citi Strata℠ Card card

Citi Strata℠ Card

Earn up to 5x on travel and 3x on groceries. No annual fee.

🎁
Welcome Offer
20,000 ThankYou points after you spend $1,000 in the first 3 months.
Annual Fee
$0

Earning Rates

5x
Travel
Travel Portal Only
3x
Groceries
3x
Transit
3x
Gas
2x
Dining
1x
All Other Purchases
Base earn rate

Other Benefits

ThankYou Points

3x on self-select category

3x on a Self-Select Category of your choice from: Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores / Barber Shops / Hair Salons, or Pet Supply Stores.

ThankYou Points

5x on Citi Travel hotels, car rentals & attractions

5x on Hotels, Car Rentals, and Attractions booked on cititravel.com.

ThankYou Points

3x on transit & gas/EV

3x on Select Transit AND Gas & EV Charging Stations.

Transfers

ThankYou® Points Transfer

Transfer points to JetBlue, Virgin Atlantic, Cathay Pacific, Eva Air, Choice Hotels, The Leading Hotels of the World®, and other partners; no fee, minimum transfer 1,000 points.

Entertainment

Citi Entertainment®

Access to presales and exclusive experiences for thousands of concerts, sporting events, and arts/culture events.

Benefit

Welcome offer caveat

0% intro APR for 15 months on purchases and balance transfers; 18.49%–28.49% variable APR after intro period.

Learn More

Best Cards By Category

Best for travel Best for groceries Best for transit Best for gas stations Best for dining