Citi Custom Cash® Card card

Citi Custom Cash® Card

Earn up to 5x on general and 5x on hotels. No annual fee.

🎁
Welcome Offer
$200 cash back after you spend $1,500 in the first 6 months.
Annual Fee
$0

Earning Rates

5x
General
Up to $500
5x
Hotels
Travel Portal Only
5x
Travel
Travel Portal Only
1x
All Other Purchases
Base earn rate

Other Benefits

ThankYou Points

5% on top spend category

5% cash back applies to your TOP eligible spend category each billing cycle, up to $500 in purchases per cycle, then 1%. Eligible categories: restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

ThankYou Points

5% category resets each billing cycle

Cap on 5% category is per BILLING CYCLE (not annual); cap resets each billing cycle.

ThankYou Points

5% on Citi Travel hotels, car rentals & attractions

5% on Hotels, Car Rentals, and Attractions booked through Citi Travel® (1% base + 4% additional).

Entertainment

Citi Entertainment®

Access to presales and exclusive experiences for thousands of concerts, sporting events, and arts/culture events.

Transfers

Cash Back Redemption

Redeem ThankYou® Points as direct deposit, statement credit, check, gift cards, travel, or Shop with Points at Amazon.com.

Benefit

$0 Liability on Unauthorized Charges

Not held responsible for unauthorized charges on the card.

Benefit

Welcome offer caveat

0% intro APR for 18 months on balance transfers from account opening (transfers must be completed within 4 months); 17.49%–27.49% variable APR after intro period.

Learn More

Best Cards By Category