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Amtrak Guest Rewards® Preferred Mastercard® card

Amtrak Guest Rewards® Preferred Mastercard®

Earn up to 3x at Amtrak and 2x on dining. $99 annual fee.

🎁
Welcome Offer
20,000 bonus points after you spend $1,000 in the first 3 billing cycles after account opening (offer on amtrak.com/Apply; offers may vary elsewhere).
Annual Fee
$99

Earning Rates

3x
Amtrak travel
2x
Dining
2x
Travel
2x
Transit
1x
All Other Purchases
Base earn rate

Featured Benefits

Station Lounge Pass logo

Station Lounge Pass

One Amtrak station lounge pass upon account opening and each card anniversary; present the digital pass with a valid same-day Amtrak ticket at participating Metropolitan and station lounges.

Annual station lounge pass

Other Benefits

Dining & Events

Onboard food & beverage rebate

20% back as a statement credit on eligible onboard food and beverage purchases on Amtrak trains.

Benefit

Round-trip companion coupon

One each upon account opening and each card anniversary (terms in your offer and Amtrak Guest Rewards materials).

Benefit

One-class upgrade

One each upon account opening and each card anniversary.

Benefit

Points expiration

Points do not expire as long as your Amtrak Guest Rewards credit card account remains open.

Transfers

Redemption rebate

5% of redeemed points rebated when you redeem for Amtrak reward travel.

Global

No foreign transaction fees

On purchases outside the United States when you use the card (see Summary of Credit Terms for fees that may still apply).

Status

Tier status accelerator

Earn 1,000 TQPs (Tier Qualifying Points) for every $5,000 in qualifying purchases on the card.

Amtrak Guest Rewards

2x on dining, travel & transit

2x earn category covers dining, travel, transit, and rideshare. Rideshare is included via the transit category alias

Learn More

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