Ultimate Rewards 
Ultimate Rewards
Chase Sapphire Preferred® Credit Card
Earn up to 3x on dining and 3x on streaming. $50+ in statement credits per year. $95 annual fee.
🎁
Welcome Offer
75,000 Ultimate Rewards points after you spend $5,000 in the first 3 months.
Annual Fee
$95
Total Credits Value
$50
Potential Net Value
$-45
Earning Rates
3x
Dining
3x
Streaming
2x
Travel
2x
Flights
2x
Hotels
2x
Transit
1x
All Other Purchases
Base earn rate
Credits
Statement credit for hotel stays booked through the Chase Travel portal each account anniversary year.
Resets: Card anniversary year
$50/yr
$50 Annual
Other Benefits
Transportation
Car Rental Loss and Damage Insurance (primary)
Insurance
Trip Delay and Cancellation Insurance
Global
No Foreign Transaction Fees
Learn More
Articles
The Best 3-Card Credit Card Setups for 2026
The top 3-card wallet combinations to maximize rewards across all spending categories. Amex, Chase, and mixed trifectas compared.
Chase Sapphire Preferred vs Amex Gold (2026): The $300 Card Showdown
Two of the best mid-tier rewards cards go head to head. Which one earns more, has better credits, and fits your spending?
The Chase Trifecta: Best 3-Card Setup for Ultimate Rewards (2026)
Build the perfect Chase trifecta. Which 3 cards cover every spending category at maximum earning rates.
Chase Sapphire Preferred Review 2026: A Solid 7/10 Card That Does Its Job
I got the Sapphire Preferred for a 100,000-point bonus and Hyatt transfers. Here's an honest look at who this card is actually for and where it falls short.
Comparisons
Chase Sapphire Preferred® Credit Card vs American Express® Gold Card Chase Sapphire Preferred® Credit Card vs Capital One Venture X Chase Sapphire Preferred® Credit Card vs Chase Sapphire Reserve® Credit Card Chase Sapphire Preferred® Credit Card vs Bilt Mastercard® Palladium Chase Sapphire Preferred® Credit Card vs Citi Strata Premier® Card