Bilt Mastercard® Palladium
vs
Chase Sapphire Preferred® Credit Card
Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.
Annual Fee
$495
Total credits
$1,116
Net value
+$621/yr
Welcome offer
50,000 Bilt Points and Bilt Gold Elite Status after you spend $4,000 in the first 90 days, plus $300 of Bilt Cash upon approval.
View full card →Earning rates
2x+ categories and everyday rate vs Chase Sapphire Preferred® Credit Card.
- 2xEveryday spendingChase Sapphire Preferred® Credit Card: 1x
Credits

Annual Fee
$95
Total credits
$340
Net value
+$245/yr
Welcome offer
75,000 Ultimate Rewards points after you spend $5,000 in the first 3 months.
View full card →Earning rates
2x+ categories and everyday rate vs Bilt Mastercard® Palladium.
- 3xDiningBilt Mastercard® Palladium: —
- 2xFlightsBilt Mastercard® Palladium: —
- 3xGas & EV ChargingBilt Mastercard® Palladium: —
- 2xHotelsBilt Mastercard® Palladium: —
- 3xStreamingBilt Mastercard® Palladium: —
- 2xTransitBilt Mastercard® Palladium: —
- 2xTravelBilt Mastercard® Palladium: —
- 3xVacation HomesBilt Mastercard® Palladium: —
- 1xEveryday spendingBilt Mastercard® Palladium: 2x
Credits
More comparisons
See how these cards stack up against others.
Bilt Rewards