Bilt Mastercard® Palladium vs Chase Sapphire Preferred® Credit Card

Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.

Annual Fee
$495
Total credits
$1,116
Net value
+$621/yr
Welcome offer

50,000 Bilt Points and Bilt Gold Elite Status after you spend $4,000 in the first 90 days, plus $300 of Bilt Cash upon approval.

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Earning rates

2x+ categories and everyday rate vs Chase Sapphire Preferred® Credit Card.

  • 2x
    Everyday spending
    Chase Sapphire Preferred® Credit Card: 1x

Credits

Annual Fee
$95
Total credits
$340
Net value
+$245/yr
Welcome offer

75,000 Ultimate Rewards points after you spend $5,000 in the first 3 months.

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Earning rates

2x+ categories and everyday rate vs Bilt Mastercard® Palladium.

  • 3x
    Dining
    Bilt Mastercard® Palladium: —
  • 2x
    Flights
    Bilt Mastercard® Palladium: —
  • 3x
    Gas & EV Charging
    Bilt Mastercard® Palladium: —
  • 2x
    Hotels
    Bilt Mastercard® Palladium: —
  • 3x
    Streaming
    Bilt Mastercard® Palladium: —
  • 2x
    Transit
    Bilt Mastercard® Palladium: —
  • 2x
    Travel
    Bilt Mastercard® Palladium: —
  • 3x
    Vacation Homes
    Bilt Mastercard® Palladium: —
  • 1x
    Everyday spending
    Bilt Mastercard® Palladium: 2x

Credits