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Citi Strata Premier® Card vs Chase Sapphire Preferred® Credit Card

Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.

Citi
Citi Strata Premier® CardThankYou Rewards logoThankYou Rewards
Citi Strata Premier® Card card
Annual Fee
$95
Total credits
$100
Net value
+$5/yr
Welcome offer

60,000 ThankYou points after you spend $4,000 in the first 3 months.

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Earning rates

2x+ categories and everyday rate vs Chase Sapphire Preferred® Credit Card.

  • 3x
    Dining
    Chase Sapphire Preferred® Credit Card: 3x
  • 3x
    Flights
    Chase Sapphire Preferred® Credit Card: 2x
  • 3x
    Gas & EV Charging
    Chase Sapphire Preferred® Credit Card: 3x
  • 3x
    Groceries
    Chase Sapphire Preferred® Credit Card: —
  • 10x
    Hotels
    Travel Portal Only
    Chase Sapphire Preferred® Credit Card: 2x
  • 1x
    Everyday spending
    Chase Sapphire Preferred® Credit Card: 1x

Credits

Chase
Chase Sapphire Preferred® Credit CardUltimate Rewards
Chase Sapphire Preferred® Credit Card card
Annual Fee
$95
Total credits
$340
Net value
+$245/yr
Welcome offer

75,000 Ultimate Rewards points after you spend $5,000 in the first 3 months.

View full card →

Earning rates

2x+ categories and everyday rate vs Citi Strata Premier® Card.

  • 3x
    Dining
    Citi Strata Premier® Card: 3x
  • 2x
    Flights
    Citi Strata Premier® Card: 3x
  • 3x
    Gas & EV Charging
    Citi Strata Premier® Card: 3x
  • 2x
    Hotels
    Citi Strata Premier® Card: 10x · Travel Portal Only
  • 3x
    Streaming
    Citi Strata Premier® Card: —
  • 2x
    Transit
    Citi Strata Premier® Card: —
  • 2x
    Travel
    Citi Strata Premier® Card: —
  • 3x
    Vacation Homes
    Citi Strata Premier® Card: —
  • 1x
    Everyday spending
    Citi Strata Premier® Card: 1x

Credits

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