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American Express® Gold Card vs Citi Strata Premier® Card

Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.

American Express
American Express® Gold Card Membership Rewards
American Express® Gold Card card
Annual Fee
$325
Total credits
$524
Net value
+$199/yr
Welcome offer

As high as 100,000 Membership Rewards® points after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

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Earning rates

2x+ categories and everyday rate vs Citi Strata Premier® Card.

  • 4x
    Dining
    Up to $50,000
    Citi Strata Premier® Card: 3x
  • 3x
    Flights
    Citi Strata Premier® Card: 3x
  • 4x
    Groceries
    Up to $25,000
    Citi Strata Premier® Card: 3x
  • 5x
    Hotels
    Travel Portal Only
    Citi Strata Premier® Card: 10x · Travel Portal Only
  • 2x
    Travel
    Travel Portal Only
    Citi Strata Premier® Card: —
  • 1x
    Everyday spending
    Citi Strata Premier® Card: 1x

Credits

Citi
Citi Strata Premier® Card ThankYou Rewards logo ThankYou Rewards
Citi Strata Premier® Card card
Annual Fee
$95
Total credits
$100
Net value
+$5/yr
Welcome offer

60,000 ThankYou points after you spend $4,000 in the first 3 months.

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Earning rates

2x+ categories and everyday rate vs American Express® Gold Card.

  • 3x
    Dining
    American Express® Gold Card: 4x · Up to $50,000
  • 3x
    Flights
    American Express® Gold Card: 3x
  • 3x
    Gas
    American Express® Gold Card: —
  • 3x
    Groceries
    American Express® Gold Card: 4x · Up to $25,000
  • 10x
    Hotels
    Travel Portal Only
    American Express® Gold Card: 5x · Travel Portal Only
  • 1x
    Everyday spending
    American Express® Gold Card: 1x

Credits

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