American Express® Gold Card
vs
Citi Strata Premier® Card
Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.

Annual Fee
$325
Total credits
$620
Net value
+$295/yr
Welcome offer
As high as 100,000 Membership Rewards® points after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
View full card →Earning rates
2x+ categories and everyday rate vs Citi Strata Premier® Card.
- 4xDiningUp to $50,000Citi Strata Premier® Card: 3x
- 3xFlightsCiti Strata Premier® Card: 3x
- 4xGroceriesUp to $25,000Citi Strata Premier® Card: 3x
- 5xHotelsTravel Portal OnlyCiti Strata Premier® Card: 10x · Travel Portal Only
- 2xTravelTravel Portal OnlyCiti Strata Premier® Card: —
- 1xEveryday spendingCiti Strata Premier® Card: 1x
Credits
Annual Fee
$95
Total credits
$100
Net value
+$5/yr
Earning rates
2x+ categories and everyday rate vs American Express® Gold Card.
- 3xDiningAmerican Express® Gold Card: 4x · Up to $50,000
- 3xFlightsAmerican Express® Gold Card: 3x
- 3xGas & EV ChargingAmerican Express® Gold Card: —
- 3xGroceriesAmerican Express® Gold Card: 4x · Up to $25,000
- 10xHotelsTravel Portal OnlyAmerican Express® Gold Card: 5x · Travel Portal Only
- 1xEveryday spendingAmerican Express® Gold Card: 1x
Credits
More comparisons
See how these cards stack up against others.
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