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Chase Sapphire Reserve® Credit Card vs Citi Strata Premier® Card

Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.

Chase
Chase Sapphire Reserve® Credit Card Ultimate Rewards
Chase Sapphire Reserve® Credit Card card
Annual Fee
$795
Total credits
$3,348
Net value
+$2,553/yr
Welcome offer

150,000 Ultimate Rewards points after you spend $6,000 in the first 3 months (limited-time offer; standard offer is 125,000 points).

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Earning rates

2x+ categories and everyday rate vs Citi Strata Premier® Card.

  • 3x
    Dining
    Citi Strata Premier® Card: 3x
  • 8x
    Flights
    Travel Portal Only
    Citi Strata Premier® Card: 3x
  • 8x
    Hotels
    Travel Portal Only
    Citi Strata Premier® Card: 10x · Travel Portal Only
  • 5x
    Transit
    Lyft
    Citi Strata Premier® Card: —
  • 8x
    Travel
    Travel Portal Only
    Citi Strata Premier® Card: —
  • 1x
    Everyday spending
    Citi Strata Premier® Card: 1x

Credits

Citi
Citi Strata Premier® Card ThankYou Rewards logo ThankYou Rewards
Citi Strata Premier® Card card
Annual Fee
$95
Total credits
$100
Net value
+$5/yr
Welcome offer

60,000 ThankYou points after you spend $4,000 in the first 3 months.

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Earning rates

2x+ categories and everyday rate vs Chase Sapphire Reserve® Credit Card.

  • 3x
    Dining
    Chase Sapphire Reserve® Credit Card: 3x
  • 3x
    Flights
    Chase Sapphire Reserve® Credit Card: 8x · Travel Portal Only
  • 3x
    Gas
    Chase Sapphire Reserve® Credit Card: —
  • 3x
    Groceries
    Chase Sapphire Reserve® Credit Card: —
  • 10x
    Hotels
    Travel Portal Only
    Chase Sapphire Reserve® Credit Card: 8x · Travel Portal Only
  • 1x
    Everyday spending
    Chase Sapphire Reserve® Credit Card: 1x

Credits

More comparisons

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