American Express® Gold Card

Reimburses certain expenses when a covered round-trip paid in full with the card is delayed more than 12 hours; up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive months.

Coverage for lost, damaged, or stolen baggage when the entire fare is paid with the card; up to $1,250 for carry-on and $500 for checked baggage in excess of common-carrier coverage; New York residents: $10,000 aggregate maximum per Covered Trip.

Decline the rental company's collision damage waiver and pay with the card to be covered for theft or damage to a Rental Vehicle in a Covered Territory; not available in Australia, Italy, or New Zealand; not all vehicle types covered.

24/7 emergency coordination services 100+ miles from home: medical and legal referrals, emergency cash wires, missing luggage assistance; cardholder pays third-party costs.

No American Express foreign transaction fees on purchases processed outside the U.S.

2x travel applies only to prepaid car rentals booked through AmexTravel.com / Amex Travel App and cruises booked & paid through AmexTravel; non-portal travel earns 1x.

Earn 3X on tickets purchased directly from any domestic or international airline. Portal booking — also earn 3X when you book flights on AmexTravel.com or the Amex Travel App.