Membership Rewards
Insurance
Trip Delay Insurance
Reimburses certain expenses when a covered round-trip paid in full with the card is delayed more than 12 hours; up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive months.
American Express® Gold Card
Earn up to 5x on hotels and 4x on dining. $620+ in statement credits per year. $325 annual fee.
🎁
Welcome Offer
As high as 100,000 Membership Rewards® points after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
Annual Fee
$325
Total Credits Value
$620
Potential Net Value
+$295
Earning Rates
4x
Dining
Up to $50,000
4x
Groceries
Up to $25,000
3x
Flights
5x
Hotels
Travel Portal Only
2x
Travel
Travel Portal Only
1x
All Other Purchases
Base earn rate
Credits
Uber rides and Uber Eats orders in the U.S. when using an Amex card for payment.
Enrollment requiredResets: 1st of each monthValid at: Uber rides or Uber Eats
$120/yr
$10 Monthly
Up to $10 in monthly statement credits when paying with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. Enrollment required.
Enrollment requiredResets: 1st of each month
$120/yr
$10 Monthly
Purchases at Dunkin' locations in the U.S.
Enrollment requiredResets: 1st of each monthValid at: Dunkin' stores – pay with linked Amex card
$84/yr
$7 Monthly
Eligible restaurant reservations and dining through the Resy platform.
Enrollment requiredResets: Jan–Jun / Jul–DecValid at: Book dining through Resy
$100/yr
$50 Semi-annual
Up to $100 credit toward eligible charges every time you book The Hotel Collection through Amex Travel; 2-night minimum stay required. Credit applies per qualifying booking, not capped to once per year.
Resets: Calendar yearValid at: The Hotel Collection bookings via Amex Travel (2-night minimum stay)
$100/yr
$100 Annual
Enroll through Amex Offers and receive a one-time statement credit of up to $96 for a purchase of an annual Uber One membership (subject to auto-renewal) made by 10/30/2026.
Enrollment requiredOffer terms: Limited-time Amex Offer; add the offer and purchase by Oct 30, 2026 (must hold the Gold Card by Oct 16, 2026)Valid at: Add the Amex Offer, then buy an annual Uber One membership ($20+) at uber.com/uber-one or in the Uber, Uber Eats, or Postmates app using the enrolled Gold Card; membership auto-renews
$96
$96 One-time
Featured Benefits
Hertz Five Star Status
Complimentary Hertz Five Star status. Enroll in Hertz Gold Plus Rewards, then activate through your American Express account benefits.
Hertz Five Star status
Other Benefits
Insurance
Trip Delay Insurance
Transportation
Baggage Insurance Plan
Transportation
Car Rental Loss and Damage Insurance (secondary)
Service
Global Assist® Hotline
Global
No Foreign Transaction Fees
Membership Rewards
2x on car rentals & cruises (Amex Travel)
Membership Rewards
3x flights: Direct booking
Learn More
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