Chase Sapphire Preferred® Credit Card vs Capital One Venture X

Which premium credit card is right for your wallet? Compare their fees, credits, and real-world value below.

Annual Fee
$95
Total credits
$340
Net value
+$245/yr
Welcome offer

75,000 Ultimate Rewards points after you spend $5,000 in the first 3 months.

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Earning rates

2x+ categories and everyday rate vs Capital One Venture X.

  • 3x
    Dining
    Capital One Venture X: —
  • 2x
    Flights
    Capital One Venture X: 5x · Travel Portal Only
  • 3x
    Gas & EV Charging
    Capital One Venture X: —
  • 2x
    Hotels
    Capital One Venture X: 10x · Travel Portal Only
  • 3x
    Streaming
    Capital One Venture X: —
  • 2x
    Transit
    Capital One Venture X: —
  • 2x
    Travel
    Capital One Venture X: —
  • 3x
    Vacation Homes
    Capital One Venture X: —
  • 1x
    Everyday spending
    Capital One Venture X: 2x

Credits

Annual Fee
$395
Total credits
$520
Net value
+$125/yr
Welcome offer

75,000 miles after you spend $4,000 in the first 3 months.

View full card →

Earning rates

2x+ categories and everyday rate vs Chase Sapphire Preferred® Credit Card.

  • 5x
    Flights
    Travel Portal Only
    Chase Sapphire Preferred® Credit Card: 2x
  • 10x
    Hotels
    Travel Portal Only
    Chase Sapphire Preferred® Credit Card: 2x
  • 2x
    Everyday spending
    Chase Sapphire Preferred® Credit Card: 1x

Credits