How to use the Annual Bilt Cash on the Bilt Mastercard® Palladium
Everything you need to know about this credit on the Bilt Mastercard® Palladium. Rules and eligible purchases are tied to this card.
The Cheat Sheet
Annual Value$200/yr
FrequencyAnnual ($200)
ResetsJanuary 1 each year (or upon approval first year)
How it works
Automatically credited January 1 each year (or upon approval for first year). Up to $100 of unused Bilt Cash rolls over into the next calendar year.
Other credits on this card
Bilt Mastercard® Palladium
Bilt Travel Hotel Credit
$200 semi-annually for hotel bookings through Bilt Travel Portal (2-night minimum stay required).
$400/yr
$200 Semi-annual
Bilt Mastercard® Palladium
Welcome Bonus
$300 Bilt Cash welcome bonus upon approval.
$300
$300 One-time
Bilt Mastercard® Palladium
Lyft Credit
Take 3 eligible Lyft rides in a calendar month, get a $5 Lyft credit. Valid through 1/31/27. Credit expires 30 days after applied.
$60/yr
$5 Monthly
Bilt Mastercard® Palladium
Peacock Credit
$3 monthly statement credit when you pay for Peacock Premium or Peacock Premium Plus with your Bilt Palladium Card. Valid 1/1/26–12/31/27. Excludes current subscribers; eligibility restrictions apply.
$36/yr
$3 Monthly
Bilt Mastercard® Palladium
Instacart+ Monthly Credit
With Instacart+ and an enrolled Bilt Palladium Card: $10 off your second order of $10+ each month. Also includes 3 free months of Instacart+ for new members. Valid through 1/31/27.
$120/yr
$10 Monthly