Ink Business Preferred® Credit Card

Up to $1,000 per claim against covered theft or damage for cell phones listed on your monthly cell phone bill when paid with the card; $100 deductible per claim; maximum 3 claims per 12-month period.

PRIMARY when renting for business purposes; reimburses up to $60,000 for theft and collision damage on most rental vehicles with MSRP ≤ $125,000.

Up to $5,000 per covered traveler and $10,000 per trip for prepaid, non-refundable travel expenses (passenger fares, tours, hotels) when canceled or cut short by sickness, severe weather, or other covered situations.

Eligible new purchases covered for 120 days against damage or theft, up to $10,000 per item; New York residents: 90-day coverage period.

Adds one extra year to manufacturer's U.S. warranties of 3 years or less, up to 4 years from purchase date.

No foreign transaction fee on purchases processed outside the U.S.

All 3x categories (travel, shipping, advertising on social-media + search engines, internet/cable/phone services) share a SINGLE $150,000 combined cap per account anniversary year. After the cap, those purchases earn 1x.

Shipping purchases earn 3x; they share the same $150,000 combined anniversary-year cap.

5x points on Lyft rides through 09/30/2027.

Complimentary DashPass for ≥1 year when activated by 12/31/27.