What Amex Platinum credits should I track?
The Amex Platinum packs over $2,964 in annual statement credits across monthly, quarterly, and annual schedules. Each credit has different merchants and reset rules. Missing the airline fee credit or monthly Uber cash is money you already paid for in your annual fee.
| Credit | Amount | Resets |
|---|---|---|
| Hotel Credit (FHR/THC) | Up to $600/year | Semi-annual |
| Resy Credit | Up to $400/year | Quarterly |
| Digital Entertainment Credit | Up to $300/year | Monthly |
| Equinox Credit | Up to $300/year | Annual |
| lululemon Credit | Up to $300/year | Quarterly |
| Uber Cash | Up to $180/year | Monthly |
| Airline Fee Credit | Up to $200/year | Annual |
| Oura Ring Credit | Up to $200/year | Annual |
| Walmart+ Credit | Up to $155/year | Monthly |
| Uber One Credit | Up to $120/year | Annual |
| TSA PreCheck/Global Entry | Up to $120/year | Annual |
| CLEAR+ Credit | Up to $209/year | Annual |
| Saks Fifth Avenue Credit | Up to $0/year | Semi-annual |
The Platinum Card® annual fee: $895. See the full card page at /cards/the-platinum-card.
Why is a generic notes app not enough for the Platinum?
The Platinum is one of the most complex cards in the market. Credits change, some require enrollment, and reset dates do not align. CardStack maintains each credit with current amounts, eligible merchants, and links to detailed benefit guides. You see what is left, not a static list from a blog post.
How does CardStack help before credits expire?
Push notifications before each credit expires. A filtered view of credits expiring this week. With CardStack+, Plaid marks credits used when your bank posts qualifying purchases. Ask Stack answers questions like "how much of my Platinum airline credit is left?"
How do I know if the Platinum is worth keeping?
CardStack calculates net fee offset: credits and rewards you actually used minus the $895 annual fee. If you are consistently underwater, downgrade or cancel. See annual fee worth it.
Frequently asked questions
What is the best app to track Amex Platinum benefits?
CardStack tracks every Amex Platinum statement credit with reset dates, reminders, and optional auto-detection via Plaid. It shows net fee offset so you know if the $895 annual fee is covered.
How many credits does the Amex Platinum have?
The Amex Platinum includes 13 statement credits worth over $2,964 annually as of June 2026, each with different reset schedules and eligible merchants.
Can I track Platinum credits without linking my bank?
Yes. CardStack free tier lets you add the Platinum and mark credits manually. CardStack+ adds automatic detection when you connect via Plaid.
Does CardStack remind me before Platinum credits expire?
Yes. Push notifications before credits expire, when new credits become available, and when your annual fee posts.
Where can I see each Platinum credit in detail?
CardStack links to individual guides for each credit on cardstack.money/benefits, with merchants, reset rules, and redemption steps.