Hilton Honors American Express Surpass® Card

Spend $15,000 in eligible card purchases in a calendar year to earn a Free Night Reward at participating Hilton properties.

Spend $40,000 in eligible card purchases in a calendar year to upgrade to Hilton Honors Diamond status through the end of the next calendar year.

No American Express foreign transaction fees on purchases processed outside the U.S.

Decline the rental company's collision damage waiver and pay with the card to be covered for theft or damage to a Rental Vehicle in a Covered Territory; not available in Australia, Italy, or New Zealand.

Coverage for lost, damaged, or stolen baggage when the entire fare is paid with the card; up to $1,250 for carry-on and $500 for checked baggage in excess of common-carrier coverage; New York residents: $10,000 aggregate maximum per Covered Trip.

Up to $1,000 per Covered Purchase for 90 days against theft or accidental damage; up to $50,000 per Card Member account per calendar year.

Adds up to one extra year to the manufacturer's U.S. warranty on eligible warranties of 5 years or less; up to $10,000 per item and $50,000 per calendar year.

Variable APR 19.49%–28.49% on purchases.