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Membership Rewards

Centurion® Card from American Express

Earn 1x on all purchases. $2,089+ in statement credits per year. $5,000 annual fee.

🎁

Welcome Offer

No public welcome bonus; the card is invitation-only and American Express does not market a standard public offer.

Annual Fee

$5,000

Total Credits Value

$2,089

Potential Net Value

$-2,911

Earning Rates

All Other Purchases

Base earn rate

Credits

Saks Fifth Avenue Credit

Previously up to $250 in statement credits each quarter on eligible Saks Fifth Avenue purchases, up to $1,000 per calendar year. The final eligible quarter ended June 30, 2026; as of July 1, 2026 this benefit was replaced by the Resy Dining Credit.

Resets: QuarterlyValid at: Saks Fifth Avenue stores or saks.com

$0/yr

$250 Quarterly

Resy Dining Credit

Up to $250 in statement credits each quarter (up to $1,000 per calendar year) on purchases at 10,000+ qualifying U.S. Resy restaurants, select Resy event tickets, and dining or events at Centurion New York. Enrollment required. Introduced July 2026 as the successor to the Saks Fifth Avenue credit. Terms apply.

Enrollment requiredResets: QuarterlyValid at: Qualifying U.S. Resy restaurants, select Resy events, and Centurion New York

$1,000/yr

$250 Quarterly

CLEAR+ Credit

Up to $369 in annual statement credits for CLEAR Plus membership after enrollment, covering the cardholder and eligible family members on the same account. Terms apply.

Resets: Calendar yearValid at: CLEAR Plus membership for cardholder and eligible family members

$369/yr

$369 Annual

Uber Cash

$15 in Uber Cash each month, plus a bonus $20 in December (up to $200/year), to use on rides and orders in the U.S. after adding the Centurion Card to your Uber account. Terms apply.

Enrollment requiredResets: 1st of each monthValid at: Uber rides or Uber Eats (+$20 bonus in December)

$180/yr

$15 Monthly

Uber One Credit

Up to $120 in statement credits each calendar year after purchasing an auto-renewing Uber One membership with the Centurion Card. Terms apply.

Resets: Calendar yearValid at: Uber One membership subscription

$120/yr

$120 Annual

SoulCycle At-Home Bike Credit

One-time $300 statement credit toward an eligible SoulCycle at-home bike purchase charged to the Centurion Card. Terms apply.

Offer terms: One-time; eligible bike purchaseValid at: SoulCycle at-home bike purchase

$300

$300 One-time

Global Entry / TSA PreCheck Credit

Receive either a $120 statement credit for a Global Entry application fee every 4 years, or up to $85 for a TSA PreCheck application fee every 4.5 years when charged to the Centurion Card. Global Entry approval includes TSA PreCheck access at no additional cost.

Resets: Every 4 yearsValid at: $120 Global Entry application fee, OR up to $85 TSA PreCheck (via official enrollment provider)

$120/yr

$120 Every 4 years

Featured Benefits

Global Lounge Collection

Global Lounge Collection access including Centurion Lounges, Delta Sky Club on eligible Delta itineraries, Priority Pass Select (enrollment required), Escape Lounges, Plaza Premium, and partner lounges. Centurion members receive two complimentary guests or immediate family at Centurion Lounges; guest rules vary by lounge network.

Airport lounge access

Other Benefits

Travel

Invite-only card

Personal Centurion is available only by American Express invitation; public reports commonly cite a $10,000 initiation fee plus a $5,000 annual fee. No public welcome bonus is marketed.

Membership Rewards

Base earn: 1x Membership Rewards

Public sources generally report 1 Membership Rewards point per dollar on eligible purchases, though American Express does not publicly market a fixed bonus-category structure for the Centurion Card.

Travel

Equinox access

Centurion reports describe complimentary or credited access to premium Equinox membership tiers such as Destination Access / All-Access, commonly valued at up to $3,600 per year; exact enrollment terms and coverage can vary.

Benefit

PS membership

Complimentary membership to PS (formerly The Private Suite) at participating airports such as LAX and ATL; per-use suite fees still apply.

Travel

Delta Platinum Medallion Status

Complimentary Delta Platinum Medallion status has been reported for personal Centurion cardholders, with benefits such as upgrade priority, checked-bag perks, and enhanced mileage earning. Enrollment and Delta terms apply.

Travel

Hotel elite status

Reported hotel-status benefits include Hilton Diamond, IHG Platinum Elite, Marriott Gold, and Leaders Club Aurelian / Leading Hotels benefits after enrollment; exact partner list and level can change.

Transportation

Car Rental Privileges

Reported premium rental-car privileges include Hertz Platinum / President's Circle-style access and Avis President's Club-style benefits such as upgrades, priority availability, and expedited service where available. Enrollment required.

Travel

Centurion Concierge

Priority 24/7 concierge support for travel planning, reservations, event access, shopping requests, and unusual logistics; this is one of the card's primary soft benefits.

Travel

Centurion International Arrival Services

On eligible international premium-cabin itineraries booked through American Express Travel, a personal guide may help expedite customs and immigration at participating airports; baggage porter and ground-transport support may involve extra fees.

Travel

Fine Hotels + Resorts / Centurion Hotel Program

Access to Amex premium hotel programs with benefits such as room upgrades when available, daily breakfast for two, late checkout, property credits, and preferred treatment at select luxury properties.

Dining & Events

Exclusive dining, wine, and events

Access to Centurion-only dining opportunities, private wine experiences, VIP entertainment access, and invite-only spaces such as Centurion Haus where available.

Transportation

Travel and shopping protections

Premium Amex protection suite may include trip delay/cancellation coverage, baggage protections, extended warranty, purchase protection, and related benefits; benefit levels vary by terms and underwriting.

Global

No Foreign Transaction Fees

No American Express foreign transaction fees on purchases processed outside the U.S.

Card Terms

No Preset Spending Limit

The amount you can spend adapts based on purchase, payment, and credit history; balances generally must be paid in full unless Pay Over Time terms apply.