Travel
Annual Fee
$0
Total Credits Value
$20
Potential Net Value
+$20
Earning Rates
4x
Flights
Travel Portal Only
4x
Hotels
Travel Portal Only
4x
Travel
Travel Portal Only
1x
All Other Purchases
Base earn rate
Credits
Earn a $20 annual statement credit after 11 consecutive calendar months of purchases, if the account is open and in good standing; timing and adjustments per U.S. Bank terms.
Resets: Cardmember year; requires 11 consecutive months of purchases
Valid at: Automatic statement credit after 11 consecutive months of purchases
$20/yr
$20 Annual
Other Benefits
Card Terms
0% introductory APR on purchases for the first 21 billing cycles and on balance transfers made within 60 days of account opening; variable APR applies after the introductory period.
Benefit
Balance transfer fee applies: 5% of each transfer amount, $5 minimum, per U.S. Bank terms.
Card Terms
$0 fee U.S. Bank ExtendPay® Plan offer - eligible accounts may receive one 3-month $0 fee ExtendPay Plan offer each calendar year after the introductory purchase APR offer expires.
Insurance
Cell phone protection - up to $600 reimbursement if your cell phone is stolen or damaged when you pay your monthly cellular bill with the card; terms, deductible, and exclusions apply.
Benefit
Free credit score access through TransUnion's CreditView™ Dashboard for eligible U.S. Bank online and mobile banking customers.
Transfers