United℠ Explorer Card

Primary cardmember and one companion on the same reservation each receive their first standard checked bag free on United-operated flights when the MileagePlus number is in the reservation and tickets are purchased with the card (purchase requirement waived during the first 90 days from account opening); save up to $160 per round trip.

Primary cardmember and companions on the same reservation board United-operated flights prior to general boarding.

Save at least 10% on United and United Express award flights when paying with miles; Premier members earn even more.

25% statement credit on food, beverages, and Wi-Fi on United-operated flights and on Club premium drinks when paid with the card.

10,000-mile award flight discount after $20,000 calendar-year spend, applied toward an eligible award flight.

$100 United TravelBank cash after $10,000 calendar-year spend; usable for future United or United Express flights.

Up to 1,000 PQP per calendar year (1 Premier qualifying point per $20 in card purchases), applied toward Premier status qualification.

Primary cardmember with MileagePlus Premier status and one companion on the same reservation are eligible for complimentary Premier Upgrades on select United and United Express award tickets, subject to availability.

3 months free with $0 delivery fees on eligible orders, then automatic enrollment at 25% off the annual rate; service fees and terms apply. Benefits end 12/31/27.

24/7 complimentary concierge service for tickets, dining reservations, and gift assistance.

Access to curated experiences purchasable with cash through UnitedCardEvents.com or with miles via united.com/cardevents.

Decline the rental company's collision insurance and charge the entire rental to the card; primary coverage up to $60,000 for theft and collision damage on most rental vehicles with MSRP ≤ $125,000 (NY residents: secondary inside U.S.); restrictions apply.

Up to $100 per day for up to 3 days for essential purchases (toiletries, clothing) when baggage is delayed more than 6 hours; limits and exclusions apply.

Up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on baggage during a covered trip (NY residents: limited to $2,000 per bag and $10,000 per trip).

Up to $1,500 per covered traveler and $6,000 per trip for prepaid, non-refundable passenger fares when a trip is cancelled or cut short by sickness, severe weather, or other covered situations.

Up to $500 per covered traveler for unreimbursed expenses (meals, lodging) when common-carrier travel is delayed more than 12 hours or requires an overnight stay.

Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $10,000 per item (NY residents: 90-day coverage period).

Adds one extra year to manufacturer's U.S. warranties of 3 years or less, up to 4 years from the date of purchase.

No foreign transaction fee on purchases processed outside the U.S.; issuer and network rules still apply.

$0 intro annual fee for the first year, then $150.

2x on hotels applies only when booked directly with the hotel; OTA/portal hotel bookings earn 1x.