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Truist Visa
Truist Enjoy Cash Credit Card card

Truist Enjoy Cash Credit Card

Earn up to 3x on gas and 2x on groceries. No annual fee.

🎁
Welcome Offer
0% intro APR on purchases for 12 months, plus 0% intro APR for 12 months on balance transfers made in the first 90 days after account opening.
Annual Fee
$0

Earning Rates

3x
Gas
Up to $1,000
2x
Groceries
Up to $1,000
2x
Utilities
Up to $1,000
1x
All Other Purchases
Base earn rate

Other Benefits

Benefit

Alternative rewards plan

1.5% unlimited cash back on all eligible purchases; chosen at application and not changeable later.

Benefit

Loyalty Cash Bonus

Earn a 10%–50% bonus on your cash back based on your Truist deposit relationship when rewards are redeemed into an eligible Truist deposit account.

Card Terms

0% intro APR on purchases

0% for 12 months after account opening, then 18.74%–27.74% variable APR.

Card Terms

0% intro APR on balance transfers

0% for 12 months on transfers made in the first 90 days after account opening; a 3% fee ($10 minimum) applies to each transfer; then 18.74%–27.74% variable APR.

Global

No foreign transaction fee

Pay no extra fee on purchases made abroad.

Insurance

Card controls

Lock your card and manage spending limits from the Truist mobile phone app for added security.

Insurance

Contactless & mobile wallet

Tap to pay and add the card to your mobile phone wallet, including Apple Pay and Google Pay, for faster checkout.

Insurance

Visa protections

Visa Zero Liability protects against unauthorized use, plus eligible purchase protection and extended warranty benefits per your Visa Guide to Benefits.

Learn More

Best Cards By Category

Best for gas stations Best for groceries Best for utilities