The Ritz-Carlton™ Credit Card card

The Ritz-Carlton™ Credit Card

Earn up to 3x on dining and 3x on travel. $300+ in statement credits per year. $450 annual fee.

🎁
Welcome Offer
85,000 Marriott Bonvoy points after you spend $5,000 in the first 3 months.
Annual Fee
$450
Total Credits Value
$300
Potential Net Value
$-150

Earning Rates

3x
Dining
3x
Travel
2x
All Other Purchases
Base earn rate

Credits

Airline Incidental Credit credit logo

Up to $300 in statement credits per calendar year for eligible airline incidental purchases. Cardholder must call the number on the card or send a secure message to Chase to request the credit after making a qualifying purchase.

Resets: Calendar year
$300/yr
$300 Annual

Featured Benefits

Priority Pass Select logo

Priority Pass Select

Complimentary Priority Pass Select membership with unlimited visits to participating lounges and Chase Sapphire Lounges; up to two complimentary guests per visit ($27 each beyond that, effective Jan 15, 2026). Enrollment required.

Airport lounge access

Other Benefits

Benefit

Ritz-Carlton Club Upgrades

Up to three club-level upgrades on eligible paid stays per year; booking rules apply.

Transportation

Global Entry/TSA PreCheck/NEXUS fee credit (every 4 years)

Statement credit toward application fee when charged to the card; reimbursement rules and timing per issuer.

Transportation

Car Rental Loss and Damage Insurance (primary)

When you decline the rental company’s collision damage waiver and pay with the card, coverage may be primary for theft or damage (coverage order varies by product and rental type); terms and exclusions apply.

Insurance

Trip Delay and Cancellation Insurance

May cover certain losses for covered delays or cancellations; limits and exclusions apply.

Global

No Foreign Transaction Fees

No foreign transaction fee on purchases processed outside the U.S.; issuer and network rules still apply.

Learn More

Best Cards By Category