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Robinhood Gold Card card

Robinhood Gold Card

Earn 3% cash back on eligible purchases with an active paid Robinhood Gold subscription (trial excluded); redemption requires a Robinhood brokerage account. No annual card fee.

Annual Fee
$0

Earning Rates

3x
All Other Purchases
Base earn rate

Other Benefits

Benefit

Metal card

Stainless steel card (marketing: 17 grams); authorized users receive plastic by default with optional paid upgrade to metal where offered.

Transfers

Cash Back Redemption

Must have a Robinhood Financial brokerage account to redeem cash back. Some limitations and conditions may apply per the Rewards Program Terms.

Benefit

Virtual cards

Generate disposable virtual card numbers for online spending in the Robinhood app.

Benefit

Family cardholders

Add authorized users (including minors where eligible); set spending limits and lock cards from the app per Robinhood.

Benefit

Trip Interruption Protection

May reimburse covered prepaid non-refundable travel expenses when a covered trip is interrupted; see Guide to Benefits for covered reasons, caps, and exclusions.

Benefit

Purchase Security

May cover theft or damage to eligible items purchased with the card within the benefit period; see Guide to Benefits for per-claim and account limits.

Transportation

Auto Rental Collision Damage Waiver

Decline the rental company's collision damage waiver and pay with the card where eligible for secondary (or as stated in your guide) coverage on covered rentals; territory and vehicle exclusions apply.

Insurance

Extended Warranty Protection

May extend the manufacturer's U.S. warranty on eligible purchases made with the card; see Guide to Benefits for duration and limits.

Insurance

Return Protection

May provide reimbursement if a merchant won't accept a return of an eligible item within the benefit window; see Guide to Benefits for per-item and annual limits.

Benefit

Zero Liability Protection

Visa's fraud protection for unauthorized charges on the card; notify issuer promptly per cardholder agreement.

Service

Visa Signature Concierge Service

Personal assistance for dining, travel, entertainment, and more where available; fees may apply for third-party purchases.

Benefit

Travel and Emergency Assistance

Referral and assistance services (e.g. medical/legal referral); you pay third-party costs unless otherwise stated in the guide.

Benefit

Roadside Dispatch®

Pay-per-use roadside dispatch (towing, jump-start, lockout, etc.) where available; fees billed to the card per dispatch.

Global

No foreign transaction fees

On international purchases in foreign currency per issuer and network terms.