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Capital One logoCapital OneMastercardREI Co-op Mastercard Rewards
REI Co-op® Mastercard® card

REI Co-op® Mastercard®

Earn 1.5x on all purchases. No annual fee.

🎁
Welcome Offer
$100 REI gift card after your first non-REI purchase outside of REI within 60 days from account opening.
Annual Fee
$0

Earning Rates

1.5x
All Other Purchases
Base earn rate

Other Benefits

Benefit

5% at REI

Earn 5% in REI Co-op Mastercard Rewards on eligible REI retail, REI.com, gift cards, classes, services, fees, and Cooperative Action Fund donations.

Benefit

1.5% Everywhere Else

Earn 1.5% in card rewards on all other eligible purchases.

Transfers

Redeem as You Earn

Rewards are available for redemption as they post with no waiting period.

Benefit

Rewards Never Expire

Card rewards do not expire for the life of the account while it remains open.

Benefit

World Elite Mastercard Benefits

Access to World Elite Mastercard benefits; see your Mastercard benefits guide for eligibility, limits, and exclusions.