PenFed Visa PenFed Rewards
PenFed Pathfinder® Rewards Card card

PenFed Pathfinder® Rewards Card

Earn up to 4x on travel. $200+ in statement credits per year. $95 annual fee.

🎁
Welcome Offer
50,000 points after you spend $2,500 in the first 90 days.
Annual Fee
$95
Total Credits Value
$200
Potential Net Value
+$105

Earning Rates

4x
Travel
1.5x
All Other Purchases
Base earn rate

Credits

Airline Ancillary Credit credit logo

Up to $100 per year in statement credits for eligible domestic airline ancillary purchases (baggage, lounge day-passes, inflight food/beverage, pet kennel, change fees) on select U.S. airlines.

Resets: Calendar year Valid at: Domestic airline incidentals – baggage, lounge, inflight, etc.
$100/yr
$100 Annual
TSA PreCheck/Global Entry credit logo

Up to $100 statement credit for Global Entry or $85 for TSA PreCheck application fee (every 4–4.5 years). Fee may be waived for PenFed Honors Advantage members.

Resets: Every 4–4.5 years Valid at: $100 Global Entry or $85 TSA PreCheck
$100/yr
$100 Annual

Other Benefits

Transportation

Car Rental Loss and Damage Insurance (secondary)

When you decline the rental company’s collision damage waiver and pay with the card, coverage may apply for theft or damage to the rental vehicle; secondary to other insurance where applicable; terms and exclusions apply.

Global

No Foreign Transaction Fees

No foreign transaction fee on purchases processed outside the U.S.; issuer and network rules still apply.

Transportation

Global Entry/TSA PreCheck fee credit (every 4 years)

Statement credit toward application fee when charged to the card; reimbursement rules and timing per issuer.

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