Ink Business Cash® Credit Card

Eligible new purchases covered for 120 days from purchase date against damage or theft, up to $10,000 per item; New York residents: 90-day coverage period.

Adds one extra year to manufacturer's U.S. warranties of 3 years or less, up to 4 years from purchase date.

PRIMARY when renting for business purposes; reimburses up to $60,000 for theft and collision damage on most rental vehicles with MSRP ≤ $125,000. Decline the rental company's collision insurance and charge the entire rental to the card.

Legal and medical referrals plus access to travel and emergency assistance services when away from home; cardholder pays for any goods or services obtained.

Call the service provider to dispatch help during a roadside emergency; service fees billed to the card at time of dispatch.

Not held responsible for unauthorized charges made with the card or account information.

Chase monitors for fraud 24/7 and may contact you via text, email, or phone if unusual purchases are detected.

The 5% categories (office supply stores + internet, cable, and phone services) share a SINGLE $25,000 combined cap per account anniversary year, not separate caps. After the cap, those purchases earn 1%.

The 2% categories (gas stations + restaurants) share a SINGLE $25,000 combined cap per account anniversary year. After the cap, those purchases earn 1%.

5% cash back total on Lyft rides through 09/30/2027.

Complimentary 3-month Instacart+ membership (auto-renews at $99/year after the complimentary period). Enrollment required. Benefits end 12/31/27.

Available at no additional cost; employee purchases earn cash back to the business with digital tools for spend monitoring, alerts, and limits.

Automatically reviewed for a credit line increase at least every 6 months.

0% intro APR for 12 months from account opening on purchases; 16.74%–24.74% variable APR after intro period.