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HSBC Mastercard HSBC Rewards
HSBC Premier World Mastercard® card

HSBC Premier World Mastercard®

Earn up to 3x on gas and 3x on groceries. $345+ in statement credits per year. $95 annual fee.

🎁
Welcome Offer
50,000 Welcome Bonus Points (worth up to $625 in travel booked through HSBC Travel) after spending $4,000 in the first 3 months.
Annual Fee
$95
Total Credits Value
$345
Potential Net Value
+$250

Earning Rates

3x
Gas
3x
Groceries
2x
Travel
2x
Flights
2x
Hotels
1x
All Other Purchases
Base earn rate

Credits

Streaming Credit credit logo

Streaming Credit

Up to $60 annual statement credit on TV and radio streaming subscriptions when paid with the card.

Resets: Calendar year Valid at: TV and radio streaming subscriptions
$60/yr
$60 Annual
Instacart+ Credit credit logo

Instacart+ Credit

Up to $140 annually with Instacart+: 3 free months of Instacart+ membership for new members, plus $10 off your second order each month while enrolled.

Resets: Calendar year (3 free months + $10 off monthly) Valid at: Instacart+ – new members get 3 free months, then $10 off monthly
$140/yr
$140 Annual
Lyft Credit credit logo

Lyft Credit

$5 Lyft App credit each month after taking 3 eligible Lyft rides in the same month, when paid with the card.

Resets: After 3 rides per month Valid at: Lyft – $5 credit after 3 rides per month
$60/yr
$5 Monthly
TSA PreCheck/Global Entry credit logo

TSA PreCheck/Global Entry

Up to $85 statement credit once every 4.5 years for application fees for Global Entry, TSA PreCheck, TSA PreCheck by Clear, or NEXUS when charged to the card.

Resets: Every 4.5 years Valid at: GE, TSA PreCheck, CLEAR, or NEXUS
$85/yr
$85 Annual

Other Benefits

Benefit

Eligibility caveat

Must have an existing U.S. HSBC Premier checking account to qualify for this credit card.

Benefit

Welcome offer caveat

50,000 Welcome Bonus Points are worth up to $625 in travel when booked through HSBC Travel; variable APR 19.49%–23.49% on purchases and balance transfers; $0 annual fee for authorized users.

Transfers

Rewards for Miles

Transfer points to any of HSBC's 11 airline and 2 hotel loyalty partners.

Insurance

Cellular Wireless Telephone Protection

Up to $600 per claim for theft or damage to a cell phone listed on your monthly wireless bill when the bill is paid with the card; deductibles and exclusions apply.

Benefit

Mastercard ID Theft Protection

Identity monitoring, support, and Identity Fraud Expense Reimbursement if your identity is compromised through identity fraud.

Insurance

Purchase Assurance

Up to $1,000 coverage for most purchases against damage or theft within 90 days of purchase.

Transportation

MasterRental Collision Coverage

Decline the rental company's collision damage waiver and pay with the card to be covered for theft or damage; secondary coverage; terms and exclusions apply.

Insurance

Trip Cancellation and Travel Accident Insurance

Coverage for trip cancellation/interruption and common-carrier travel accidents; limits and exclusions apply.

Global

No Foreign Transaction Fees

No foreign transaction fees on purchases processed outside the U.S.

Learn More

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