First Bank & Trust Visa Crate & Barrel Reward Dollars
Crate & Barrel Visa Signature® card

Crate & Barrel Visa Signature®

Earn up to 10x on online shopping and 4x on groceries. No annual fee.

🎁
Welcome Offer
$50 Reward Dollars after $1,000 in net purchases outside Crate & Barrel, CB2, Crate & Kids, and Hudson Grace within the first 90 days (credited within 8–12 weeks of qualifying).
Annual Fee
$0

Earning Rates

10x
Online Shopping
Crate & Barrel +3
4x
Groceries
4x
Home Improvement
1x
All Other Purchases
Base earn rate

Other Benefits

Benefit

10% back in Reward Dollars at Crate & Barrel, CB2, Crate & Kids, and Hudson Grace (in-store, online, by phone, or in app).

Dining & Events

4% back in Reward Dollars at grocery and other home-furnishing retailers; additional limited-time bonus categories (e.g., apparel, dining) may apply from time to time.

Benefit

1% back in Reward Dollars on all other eligible purchases.

Benefit

Reward Dollars are issued as certificates in $20 increments (up to $100), valid 90 days, must be used in full on a single transaction, and are redeemable only at Crate & Barrel and CB2 (not Hudson Grace).

Benefit

$100 Annual Milestone Bonus in Reward Dollars after $10,000 in net purchases during an anniversary year.

Benefit

Deferred-interest special financing available on qualifying Crate & Barrel/CB2 purchases ($749+/6 mo, $1,499+/12 mo, $2,999+/24 mo): 0% interest if paid in full within the financing period, otherwise interest is charged retroactively from the purchase date. Choosing financing forfeits Reward Dollars on that purchase.

Benefit

Pending Reward Dollars below the $20 certificate threshold expire after 12 months of account inactivity; unredeemed Reward Dollars are forfeited if the account is closed.

Benefit

Ineligible for Reward Dollars

Cash advances, reloads of existing Crate & Barrel gift cards, wire transfers or P2P payments, cryptocurrency transactions, and unauthorized, fraudulent, or Cardholder Agreement–violating purchases do not earn Reward Dollars.

Benefit

One CBH card account

Customers are limited to one Crate & Barrel Holdings credit card account across brands; if you already have a CBH card, you are not eligible to open a second one (including the other co-brand).

Benefit

Visa Signature®

Access to Visa Signature benefits and protections where applicable (see your Visa benefits guide).

Learn More

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