Coinbase One Card card

Coinbase One Card

Earn up to 4% bitcoin back on every purchase.

Annual Fee
$0

Earning Rates

4x
General
1x
All Other Purchases
Base earn rate

Other Benefits

Cash back

Up to 4% bitcoin back

Up to 4% bitcoin back on every purchase. Actual rate is tiered (2%–4%) based on the value of crypto assets held on Coinbase: hold more, earn more.

Card Terms

Coinbase One Membership Required

Card is exclusively available to Coinbase One members. Coinbase One membership is $49.99/year (separate from card; card has no annual fee).

Benefit

Coinbase One Member Benefits (separate from card)

$0 trading fees on first $500/month in trades (spread applies); 3.5% USDC rewards; 5% bonus on staking rewards (ETH, SOL, and other eligible assets); $120/year transaction credits ($10/month sponsored smart wallet gas) on Base.

Benefit

Monthly Bitcoin Sweepstakes

Up to $100,000 in Bitcoin per month; one entry per $100 spent on the card or traded on Coinbase, max 25 entries per drop. No purchase necessary; see official rules.

Global

No foreign transaction fees

On international purchases in foreign currency; see your Cardmember Agreement for exclusions and details.

Benefit

Retail Protection

Covers eligible items purchased entirely with your card if damaged or stolen within 90 days of purchase—up to $1,000 per loss and $50,000 per account per 12 months (actual item cost, exclusions apply).

Insurance

Extended Warranty

Adds up to 12 months to the original manufacturer warranty on eligible purchases made entirely with your card; max repair/replacement benefit is the lesser of amount charged or $10,000.

Insurance

Return Protection

If you try to return an eligible item within 90 days and the merchant won’t accept it per its policy, you may qualify for a refund—up to $300 per item and $1,000 per account per year (exclusions apply).

Benefit

Amex Offers

Add offers to your eligible card, then use that card on qualifying purchases to earn rewards; enrollment and merchant terms apply.*

Transportation

Worldwide car rental loss & damage insurance

Excess coverage when the full rental is charged to your card—reimbursement for covered damage/loss up to $50,000 per rental; file with primary insurance first.

Insurance

Trip cancellation / trip interruption

Reimburses non-refundable common-carrier fares when the full fare is charged to your card—up to $1,500 (terms apply).

Transportation

Lost or damaged luggage insurance

Excess coverage for checked/carry-on loss or damage on common carrier trips when the full fare is charged to your card—up to $1,000 per claim.

Benefit

Roadside assistance

24/7 dispatch for towing, spare tire, fuel/fluid delivery, lockout, or jump start for eligible vehicles (≤2 tons, U.S. registered); a per-call fee is charged to your card.

Benefit

Emergency assistance (Tier-1)

24/7 international hotline for medical/legal referrals and travel emergencies, plus pre-trip help with passports, visas, and advisories.