Chase Freedom Unlimited® card

Chase Freedom Unlimited®

Earn up to 5x on travel and 3x on dining. No annual fee.

🎁
Welcome Offer
$200 bonus after you spend $500 on purchases in the first 3 months.
Annual Fee
$0

Earning Rates

3x
Dining
3x
Drugstore
5x
Travel
Travel Portal Only
1.5x
All Other Purchases
Base earn rate

Other Benefits

Insurance

Purchase Protection

Eligible new purchases covered for 120 days from purchase date against damage or theft, up to $500 per item; New York residents: 90-day coverage period.

Insurance

Extended Warranty Protection

Adds one extra year to manufacturer's U.S. warranties of 3 years or less, up to 4 years from purchase date.

Insurance

Trip Cancellation and Interruption Insurance

Up to $1,500 per covered traveler and $6,000 per trip for prepaid, non-refundable passenger fares when a trip is canceled or cut short by sickness, severe weather, or other covered situations.

Transportation

Auto Rental Collision Damage Waiver (secondary)

Decline the rental company's collision insurance and charge the entire rental to the card; provides reimbursement for theft and collision damage on most rental vehicles. In the U.S., coverage is secondary to personal auto insurance.

Benefit

Travel and Emergency Assistance

Legal and medical referrals plus access to travel and emergency assistance services when away from home; cardholder pays for any goods or services obtained.

Benefit

Zero Liability Protection

Not held responsible for unauthorized charges made with your card or account information.

Benefit

24/7 Fraud Monitoring

Chase monitors for fraud 24/7 and may contact you via text, email, or phone if unusual purchases are detected.

Ultimate Rewards

2% on Lyft

2% cash back total on qualifying Lyft products purchased through the Lyft mobile app through 09/30/2027 (0.5% additional cash back on top of the 1.5% base rate).

Dining & Events

DashPass Membership

6 months complimentary access to DashPass (DoorDash + Caviar) with $0 delivery fees and lower service fees on eligible orders when activated by 12/31/27; automatically enrolled at standard monthly rate after intro. DashPass members earn up to $10 off quarterly on non-restaurant DoorDash orders through 12/31/27.

Benefit

Welcome offer caveat

0% intro APR for 15 months from account opening on purchases and balance transfers; variable 18.24%–27.74% APR after intro period; balance transfer fee applies.

Transfers

Cash Back rewards do not expire as long as the account is open; no minimum redemption.

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