# The Platinum Card® vs Hilton Honors American Express Aspire Card

> Side-by-side comparison: annual fees, earning rates, statement credits, and net value.

Canonical page: https://cardstack.money/compare/the-platinum-card-vs-hilton-honors-american-express-aspire-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

| | The Platinum Card® | Hilton Honors American Express Aspire Card |
| --- | --- | --- |
| Issuer | American Express | American Express |
| Annual fee | $895 | $550 |
| Total credits value | $3,084/yr | $909/yr |
| Net value after fee | +$2,189/yr | +$359/yr |
| Welcome offer | Targeted offers up to 175,000 Membership Rewards points after heavy spend may be available; public offers often include 80,000 points after you spend $8,000 in the first 6 months. Verify current terms on americanexpress.com, CardMatch, or Amex pre-qual before applying. | 150,000 Hilton Honors Bonus Points after you spend $6,000 in purchases in the first 6 months. |

## Earning rates

| Category | The Platinum Card® | Hilton Honors American Express Aspire Card |
| --- | --- | --- |
| Flights | 5x | 7x |
| Hotels | 5x | 14x |
| Travel | n/a | 7x |
| Dining | n/a | 7x |
| Everyday spending | 1x | 3x |

## The Platinum Card® credits

- Hotel Credit (FHR/THC) - $600/yr ($300 semi-annual) (https://cardstack.money/benefits/the-platinum-card-hotel-credit.md)
- Resy Credit - $400/yr ($100 quarterly) (https://cardstack.money/benefits/the-platinum-card-resy-credit.md)
- Digital Entertainment Credit - $300/yr ($25 monthly) (https://cardstack.money/benefits/the-platinum-card-digital-entertainment-credit.md)
- Equinox Credit - $300/yr ($300 annual) (https://cardstack.money/benefits/the-platinum-card-equinox-credit.md)
- lululemon Credit - $300/yr ($75 quarterly) (https://cardstack.money/benefits/the-platinum-card-lululemon-credit.md)
- Uber Cash - $180/yr ($15 monthly) (https://cardstack.money/benefits/the-platinum-card-uber-cash.md)
- Airline Fee Credit - $200/yr ($200 annual) (https://cardstack.money/benefits/the-platinum-card-airline-fee-credit.md)
- Oura Ring Credit - $200/yr ($200 annual) (https://cardstack.money/benefits/the-platinum-card-oura-ring-credit.md)
- Walmart+ Credit - $155/yr ($13 monthly) (https://cardstack.money/benefits/the-platinum-card-walmart-credit.md)
- Uber One Credit - $120/yr ($120 annual) (https://cardstack.money/benefits/the-platinum-card-uber-one-credit.md)
- TSA PreCheck/Global Entry - $120/yr ($120 every 4 years) (https://cardstack.money/benefits/the-platinum-card-tsa-precheckglobal-entry.md)
- CLEAR+ Credit - $209/yr ($209 annual) (https://cardstack.money/benefits/the-platinum-card-clear-credit.md)
- Saks Fifth Avenue Credit - $0/yr ($50 semi-annual) (https://cardstack.money/benefits/the-platinum-card-saks-fifth-avenue-credit.md)

Full card page: https://cardstack.money/cards/the-platinum-card.md

## Hilton Honors American Express Aspire Card credits

- Hilton Resort Credit - $400/yr ($200 semi-annual) (https://cardstack.money/benefits/hilton-honors-american-express-aspire-card-hilton-resort-credit.md)
- Flight Credit - $200/yr ($50 quarterly) (https://cardstack.money/benefits/hilton-honors-american-express-aspire-card-flight-credit.md)
- CLEAR Plus Credit - $209/yr ($209 annual) (https://cardstack.money/benefits/hilton-honors-american-express-aspire-card-clear-plus-credit.md)
- Waldorf Astoria & Conrad Property Credit - $100/yr ($100 annual) (https://cardstack.money/benefits/hilton-honors-american-express-aspire-card-waldorf-astoria-conrad-property-credit.md)

Full card page: https://cardstack.money/cards/hilton-honors-american-express-aspire-card.md


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Carry the Platinum Card or the Hilton Honors American Express Aspire Card? CardStack tracks their statement credits and tells you which card to use for each purchase, so you get your money's worth. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863