# Citi Strata Premier® Card vs Chase Sapphire Preferred® Credit Card

> Side-by-side comparison: annual fees, earning rates, statement credits, and net value.

Canonical page: https://cardstack.money/compare/citi-strata-premier-card-vs-chase-sapphire-preferred-credit-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

| | Citi Strata Premier® Card | Chase Sapphire Preferred® Credit Card |
| --- | --- | --- |
| Issuer | Citi | Chase |
| Annual fee | $95 | $95 |
| Total credits value | $100/yr | $340/yr |
| Net value after fee | +$5/yr | +$245/yr |
| Welcome offer | 60,000 ThankYou points after you spend $4,000 in the first 3 months. | 75,000 Ultimate Rewards points after you spend $5,000 in the first 3 months. |

## Earning rates

| Category | Citi Strata Premier® Card | Chase Sapphire Preferred® Credit Card |
| --- | --- | --- |
| Hotels | 10x | 2x |
| Dining | 3x | 3x |
| Groceries | 3x | n/a |
| Gas & EV Charging | 3x | 3x |
| Flights | 3x | 2x |
| Streaming | n/a | 3x |
| Travel | n/a | 2x |
| Vacation Homes | n/a | 3x |
| Transit | n/a | 2x |
| Everyday spending | 1x | 1x |

## Citi Strata Premier® Card credits

- Annual Hotel Benefit - $100/yr ($100 annual) (https://cardstack.money/benefits/citi-strata-premier-card-annual-hotel-benefit.md)

Full card page: https://cardstack.money/cards/citi-strata-premier-card.md

## Chase Sapphire Preferred® Credit Card credits

- Annual Hotel Credit - $100/yr ($100 annual) (https://cardstack.money/benefits/chase-sapphire-preferred-credit-card-annual-hotel-credit.md)
- TSA PreCheck/Global Entry - $120/yr ($120 every 4 years) (https://cardstack.money/benefits/chase-sapphire-preferred-credit-card-tsa-precheckglobal-entry.md)
- DoorDash Credit - $120/yr ($10 monthly) (https://cardstack.money/benefits/chase-sapphire-preferred-credit-card-doordash-credit.md)

Full card page: https://cardstack.money/cards/chase-sapphire-preferred-credit-card.md


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Carry the Citi Strata Premier Card or the Chase Sapphire Preferred? CardStack tracks their statement credits and tells you which card to use for each purchase, so you get your money's worth. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863