# Chase Sapphire Reserve® Credit Card vs Citi Strata Premier® Card

> Side-by-side comparison: annual fees, earning rates, statement credits, and net value.

Canonical page: https://cardstack.money/compare/chase-sapphire-reserve-credit-card-vs-citi-strata-premier-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

| | Chase Sapphire Reserve® Credit Card | Citi Strata Premier® Card |
| --- | --- | --- |
| Issuer | Chase | Citi |
| Annual fee | $795 | $95 |
| Total credits value | $3,060/yr | $100/yr |
| Net value after fee | +$2,265/yr | +$5/yr |
| Welcome offer | 100,000 Ultimate Rewards points after you spend $6,000 in the first 3 months. | 60,000 ThankYou points after you spend $4,000 in the first 3 months. |

## Earning rates

| Category | Chase Sapphire Reserve® Credit Card | Citi Strata Premier® Card |
| --- | --- | --- |
| Dining | 3x | 3x |
| Flights | 8x | 3x |
| Hotels | 8x | 10x |
| Travel | 8x | n/a |
| Transit | 5x | n/a |
| Groceries | n/a | 3x |
| Gas & EV Charging | n/a | 3x |
| Everyday spending | 1x | 1x |

## Chase Sapphire Reserve® Credit Card credits

- The Edit Credit - $500/yr ($250 semi-annual) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-the-edit-credit.md)
- Annual Travel Credit - $300/yr ($300 annual) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-annual-travel-credit.md)
- Dining Credit - $300/yr ($150 semi-annual) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-dining-credit.md)
- Entertainment Credit - $300/yr ($150 semi-annual) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-entertainment-credit.md)
- Select Hotels Credit - $250/yr ($250 annual) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-select-hotels-credit.md)
- The Shops Credit - $250/yr ($250 annual) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-the-shops-credit.md)
- TSA PreCheck/Global Entry - $120/yr ($120 every 4 years) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-tsa-precheckglobal-entry.md)
- DoorDash Credit - $300/yr ($25 monthly) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-doordash-credit.md)
- Peloton Credit - $120/yr ($10 monthly) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-peloton-credit.md)
- Lyft Credit - $120/yr ($10 monthly) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-lyft-credit.md)
- Southwest Airlines Credit - $500/yr ($500 annual) (https://cardstack.money/benefits/chase-sapphire-reserve-credit-card-southwest-airlines-credit.md)

Full card page: https://cardstack.money/cards/chase-sapphire-reserve-credit-card.md

## Citi Strata Premier® Card credits

- Annual Hotel Benefit - $100/yr ($100 annual) (https://cardstack.money/benefits/citi-strata-premier-card-annual-hotel-benefit.md)

Full card page: https://cardstack.money/cards/citi-strata-premier-card.md


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Carry the Chase Sapphire Reserve or the Citi Strata Premier Card? CardStack tracks their statement credits and tells you which card to use for each purchase, so you get your money's worth. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863