# Capital One Venture X vs Citi Strata Premier® Card

> Side-by-side comparison: annual fees, earning rates, statement credits, and net value.

Canonical page: https://cardstack.money/compare/capital-one-venture-x-vs-citi-strata-premier-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

| | Capital One Venture X | Citi Strata Premier® Card |
| --- | --- | --- |
| Issuer | Capital One | Citi |
| Annual fee | $395 | $95 |
| Total credits value | $520/yr | $100/yr |
| Net value after fee | +$125/yr | +$5/yr |
| Welcome offer | 75,000 miles after you spend $4,000 in the first 3 months. | 60,000 ThankYou points after you spend $4,000 in the first 3 months. |

## Earning rates

| Category | Capital One Venture X | Citi Strata Premier® Card |
| --- | --- | --- |
| Hotels | 10x | 10x |
| Flights | 5x | 3x |
| Dining | n/a | 3x |
| Groceries | n/a | 3x |
| Gas & EV Charging | n/a | 3x |
| Everyday spending | 2x | 1x |

## Capital One Venture X credits

- Capital One Travel Credit - $300/yr ($300 annual) (https://cardstack.money/benefits/capital-one-venture-x-capital-one-travel-credit.md)
- Anniversary Bonus Miles - $100/yr ($100 annual) (https://cardstack.money/benefits/capital-one-venture-x-anniversary-bonus-miles.md)
- TSA PreCheck/Global Entry - $120/yr ($120 every 4 years) (https://cardstack.money/benefits/capital-one-venture-x-tsa-precheckglobal-entry.md)

Full card page: https://cardstack.money/cards/capital-one-venture-x.md

## Citi Strata Premier® Card credits

- Annual Hotel Benefit - $100/yr ($100 annual) (https://cardstack.money/benefits/citi-strata-premier-card-annual-hotel-benefit.md)

Full card page: https://cardstack.money/cards/citi-strata-premier-card.md


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Carry the Capital One Venture X or the Citi Strata Premier Card? CardStack tracks their statement credits and tells you which card to use for each purchase, so you get your money's worth. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863