# World of Hyatt Business Credit Card

> Earn up to 4x at Hyatt and 2x on gym & fitness. $100+ in statement credits per year. $199 annual fee.

Canonical page: https://cardstack.money/cards/world-of-hyatt-business-credit-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: Chase
- Network: Visa
- Annual fee: $199
- Rewards program: World of Hyatt (https://cardstack.money/programs/world-of-hyatt.md)
- Total statement credits value: $100 per year
- Net value after annual fee: $-99 per year (credits value minus fee)
- Welcome offer: 60,000 points after you spend $5,000 in the first 3 months.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 4x | Hyatt hotels |  |
| 2x | Gym & Fitness |  |
| 1x | All other purchases | Base earn rate |

## Statement credits

### Hyatt Property Credit - $100/yr ($100 annual)

Up to $100 in Hyatt property credits each anniversary year (a $50 statement credit on each of your 1st and 2nd qualifying purchases of $50 or more at Hyatt).

- Resets: Anniversary year
- Where to redeem: Hyatt properties – $50 minimum spend per qualifying purchase, up to 2× per anniversary year
- Details: https://cardstack.money/benefits/world-of-hyatt-business-credit-card-hyatt-property-credit.md

## Featured benefits

- **World of Hyatt Discoverist Status** (Hyatt Discoverist status): Complimentary World of Hyatt Discoverist status while you hold the card. Benefits include preferred room availability, free premium internet, and bottled water.

## Other benefits

- **2x in Your Top 3 Categories Each Quarter**: Earn 2x in your top three eligible spend categories each quarter from dining, shipping, airline tickets, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services.
- **Tier-Qualifying Night Credits**: Earn 5 World of Hyatt Tier-Qualifying Night credits for every $10,000 in purchases each calendar year.
- **10% Points Back on Redemptions**: Spend $50,000 in a calendar year to earn 10% of redeemed points back, on up to 200,000 points per year.
- **Hyatt Leverage Discounts**: Complimentary Hyatt Leverage membership with up to 15% off standard room rates at participating Hyatt properties.
- **Discoverist Status for Employees**: Gift complimentary World of Hyatt Discoverist status to up to 5 employees.
- **Free Employee Cards**: Add employee cards at no additional cost; employee spend earns points in the primary account.
- **DashPass**: Complimentary DoorDash DashPass for 12 months plus up to $10 off quarterly on non-restaurant orders; activation required.
- **Auto Rental Coverage (primary)**: Decline the rental company’s collision damage waiver and pay with the card; primary coverage for theft and damage on eligible business rentals.
- **Trip Cancellation and Interruption Insurance**: Up to $1,500 per covered traveler and $6,000 per trip for prepaid, non-refundable passenger fares when a trip is canceled or cut short by a covered situation.
- **Purchase Protection**: 120 days of coverage against damage or theft on eligible new purchases, up to $10,000 per item.
- **Extended Warranty Protection**: Adds one additional year on eligible U.S. manufacturer warranties of three years or less.
- **No Foreign Transaction Fees**: No foreign transaction fees on purchases processed outside the U.S.; issuer and network rules still apply.


---

CardStack automatically tracks the World of Hyatt Business's $100 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863