# Visa Signature® Flagship Travel Rewards Credit Card

> Earn up to 3x on travel. $259+ in statement credits per year. $49 annual fee.

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## At a glance

- Issuer: Navy Federal Credit Union
- Network: Visa
- Annual fee: $49
- Rewards program: Flagship Rewards
- Total statement credits value: $259 per year
- Net value after annual fee: +$210 per year (credits value minus fee)
- Welcome offer: 35,000 bonus points after spending $3,500 within 90 days of opening a new Flagship account.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 3x | Travel |  |
| 2x | All other purchases | Base earn rate |

## Statement credits

### Amazon Prime Annual Membership Credit - $139/yr ($139 annual)

Pay or renew an Amazon Prime annual membership with the Visa Signature Flagship Travel Rewards Card and receive a statement credit, a $139 annual value. Terms apply.

- Resets: Annual membership renewal
- Where to redeem: Amazon Prime annual membership paid with the card
- Details: https://cardstack.money/benefits/visa-signature-flagship-travel-rewards-credit-card-amazon-prime-annual-membership-credit.md

### Global Entry / TSA PreCheck Credit - $120/yr ($120 every 4 years)

Receive statement credits up to $120 for Global Entry and/or TSA PreCheck application fees once the applicable fee is charged to the Visa Signature Flagship Travel Rewards Card. Terms apply.

- Resets: Every 4 years
- Where to redeem: Application fee for Global Entry or TSA PreCheck charged to the card
- Details: https://cardstack.money/benefits/visa-signature-flagship-travel-rewards-credit-card-global-entry-tsa-precheck-credit.md

## Other benefits

- **Expanded 3X travel**: Earn 3X points on travel purchases including flights, hotels, cruises, car rentals, timeshares, campgrounds and RV parks, ride-sharing services, parking, bridges, tolls and ferries, museums, amusement parks, and public golf courses.
- **Flexible redemptions**: Redeem points for cash, travel, gift cards, and merchandise; Member Deals can earn extra rewards on eligible purchases.
- **No rewards limit or expiration**: Rewards do not expire while the account is open and there is no rewards limit.
- **No foreign transaction, balance transfer, or cash advance fees**: Navy Federal lists no foreign transaction fees, no balance transfer fees, and no cash advance fees for this card.
- **Travel and Emergency Assistance**: 24/7 emergency services may include medical referral, lost luggage locator service, and prescription assistance; costs for third-party services may apply.
- **Worldwide Automatic Travel Accident Insurance**: Cardholder and dependents may be covered for eligible covered trips when the common carrier fare is charged to the card.
- **Collision Damage Waiver**: Secondary rental car coverage may apply for rentals of 15 days or less when the rental is paid with the covered Navy Federal rewards card.
- **Visa Signature benefits**: Access to eligible Visa Signature travel, entertainment, shopping, and concierge benefits where available.
- **Navy Federal membership required**: Applicants must be Navy Federal Credit Union members; eligibility is generally tied to armed forces, DoD, veterans, and family membership rules.


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CardStack automatically tracks the Visa Signature Flagship Travel Rewards's $259 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863