# Venture® Credit Card

> Earn up to 5x on hotels. $120+ in statement credits per year. $95 annual fee.

Canonical page: https://cardstack.money/cards/venture-credit-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: Capital One
- Network: Visa
- Annual fee: $95
- Rewards program: Capital One Miles (https://cardstack.money/programs/capital-one-miles.md)
- Total statement credits value: $120 per year
- Net value after annual fee: +$25 per year (credits value minus fee)
- Welcome offer: 75,000 miles after you spend $4,000 in the first 3 months.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 5x | Hotels | Travel Portal Only |
| 2x | All other purchases | Base earn rate |

## Statement credits

### TSA PreCheck/Global Entry - $120/yr ($120 every 4 years)

Up to $120 statement credit for TSA PreCheck or Global Entry application fee once every 4 years.

- Resets: Every 4 years
- Where to redeem: Application fee charged to card
- Details: https://cardstack.money/benefits/venture-credit-card-tsa-precheckglobal-entry.md

## Other benefits

- **Car Rental Loss and Damage Insurance (secondary)**: When you decline the rental company’s collision damage waiver and pay with the card, coverage may apply for theft or damage to the rental vehicle; secondary to other insurance where applicable; terms and exclusions apply.
- **No Foreign Transaction Fees**: No foreign transaction fee on purchases processed outside the U.S.; issuer and network rules still apply.


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CardStack automatically tracks the Venture's $120 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863