# U.S. Bank Shield™ Visa® Card

> Earn up to 4x on flights and 4x on hotels. $20+ in statement credits per year. No annual fee.

Canonical page: https://cardstack.money/cards/us-bank-shield-visa-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: U.S. Bank
- Network: Visa
- Annual fee: $0
- Total statement credits value: $20 per year
- Net value after annual fee: +$20 per year (credits value minus fee)
- Welcome offer: 0% introductory APR on purchases and qualifying balance transfers for the first 21 billing cycles.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 4x | Flights | Travel Portal Only |
| 4x | Hotels | Travel Portal Only |
| 4x | Travel | Travel Portal Only |
| 1x | All other purchases | Base earn rate |

## Statement credits

### Annual Statement Credit - $20/yr ($20 annual)

Earn a $20 annual statement credit after 11 consecutive calendar months of purchases, if the account is open and in good standing; timing and adjustments per U.S. Bank terms.

- Resets: Cardmember year; requires 11 consecutive months of purchases
- Where to redeem: Automatic statement credit after 11 consecutive months of purchases
- Details: https://cardstack.money/benefits/us-bank-shield-visa-card-annual-statement-credit.md

## Other benefits

- **4% Travel Center Cash Back**: 4% cash back on eligible prepaid air, hotel, and car reservations booked directly in the U.S. Bank Travel Center.
- **0% Intro APR**: 0% introductory APR on purchases for 21 billing cycles and on balance transfers made within 60 days of account opening; variable APR applies thereafter.
- **Balance Transfer Fee**: 5% of each transfer amount ($5 minimum) per U.S. Bank terms.
- **ExtendPay Plan**: Eligible accounts may receive one 3-month $0-fee ExtendPay Plan offer each calendar year after the introductory purchase APR offer expires.
- **Cell Phone Protection**: Up to $600 reimbursement if your cell phone is stolen or damaged when you pay your monthly cellular bill with the card; deductible and exclusions apply.
- **Free Credit Score**: Access your credit score through TransUnion's CreditView Dashboard in U.S. Bank online and mobile banking.
- **Flexible Redemption**: Redeem cash back as statement credit, deposit to an eligible U.S. Bank account, rewards card, or Real-Time Rewards.


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CardStack automatically tracks the U.S. Bank Shield Visa Card's $20 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863