# Robinhood Gold Card

> Earn 3% cash back on eligible purchases with an active paid Robinhood Gold subscription (trial excluded); redemption requires a Robinhood brokerage account. No annual card fee.

Canonical page: https://cardstack.money/cards/robinhood-gold-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: Robinhood
- Network: Visa
- Annual fee: $0

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 3x | All other purchases | Base earn rate |

## Other benefits

- **Metal card**: Stainless steel card (marketing: 17 grams); authorized users receive plastic by default with optional paid upgrade to metal where offered.
- **Cash Back Redemption**: Must have a Robinhood Financial brokerage account to redeem cash back. Some limitations and conditions may apply per the Rewards Program Terms.
- **Virtual cards**: Generate disposable virtual card numbers for online spending in the Robinhood app.
- **Family cardholders**: Add authorized users (including minors where eligible); set spending limits and lock cards from the app per Robinhood.
- **Trip Interruption Protection**: May reimburse covered prepaid non-refundable travel expenses when a covered trip is interrupted; see Guide to Benefits for covered reasons, caps, and exclusions.
- **Purchase Security**: May cover theft or damage to eligible items purchased with the card within the benefit period; see Guide to Benefits for per-claim and account limits.
- **Auto Rental Collision Damage Waiver**: Decline the rental company's collision damage waiver and pay with the card where eligible for secondary (or as stated in your guide) coverage on covered rentals; territory and vehicle exclusions apply.
- **Extended Warranty Protection**: May extend the manufacturer's U.S. warranty on eligible purchases made with the card; see Guide to Benefits for duration and limits.
- **Return Protection**: May provide reimbursement if a merchant won't accept a return of an eligible item within the benefit window; see Guide to Benefits for per-item and annual limits.
- **Zero Liability Protection**: Visa's fraud protection for unauthorized charges on the card; notify issuer promptly per cardholder agreement.
- **Visa Signature Concierge Service**: Personal assistance for dining, travel, entertainment, and more where available; fees may apply for third-party purchases.
- **Travel and Emergency Assistance**: Referral and assistance services (e.g. medical/legal referral); you pay third-party costs unless otherwise stated in the guide.
- **Roadside Dispatch®**: Pay-per-use roadside dispatch (towing, jump-start, lockout, etc.) where available; fees billed to the card per dispatch.
- **No foreign transaction fees**: On international purchases in foreign currency per issuer and network terms.


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