# Preferred Cash Back Visa Signature® Credit Card

> Earn 1.5% on all purchases. No annual fee.

Canonical page: https://cardstack.money/cards/preferred-cash-back-visa-signature-credit-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: FAIRWINDS Credit Union
- Network: Visa
- Annual fee: $0
- Welcome offer: 0% introductory APR on purchases and balance transfers for the first 12 months after account opening.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 1.5x | All other purchases | Base earn rate |

## Other benefits

- **1.5% Cash Back**: Unlimited 1.5% cash back on all purchases.
- **0% Intro APR**: 0% introductory APR on purchases and balance transfers for the first 12 months after account opening; variable APR applies thereafter.
- **Preferred Cash Back Benefits**: Extended Warranty, Purchase Security, Roadside Dispatch, and Travel and Emergency Assistance Services where applicable.
- **Visa Signature Perks**: Auto Rental Collision Damage Waiver, Cell Phone Protection, and Visa Signature Concierge for eligible accounts with a $5,000+ credit limit.


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CardStack is an iOS app that automatically tracks your credit card statement credits, benefits, and points so they never expire unused. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863