# Marriott Bonvoy Brilliant® American Express® Card

> Earn up to 6x at Marriott and 3x on dining. $520+ in statement credits per year. $650 annual fee.

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## At a glance

- Issuer: American Express
- Network: Amex
- Annual fee: $650
- Rewards program: Marriott Bonvoy (https://cardstack.money/programs/marriott-bonvoy.md)
- Total statement credits value: $520 per year
- Net value after annual fee: $-130 per year (credits value minus fee)
- Welcome offer: Earn up to 150,000 Marriott Bonvoy® Bonus Points: earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 6x | Marriott hotels |  |
| 3x | Dining |  |
| 3x | Flights |  |
| 2x | All other purchases | Base earn rate |

## Statement credits

### Dining Credit - $300/yr ($25 monthly)

Up to $25 in statement credits per month (up to $300/year) on eligible purchases at restaurants worldwide when paid with the card.

- Resets: 1st of each month
- Where to redeem: Participating Marriott Bonvoy restaurants worldwide
- Details: https://cardstack.money/benefits/marriott-bonvoy-brilliant-american-express-card-dining-credit.md

### Marriott Bonvoy Property Credit - $100/yr ($100 annual)

Up to $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when booking direct using a special rate for a 2-night minimum stay.

- Resets: Calendar year
- Where to redeem: Marriott Bonvoy hotel properties – room charges, dining, spa
- Details: https://cardstack.money/benefits/marriott-bonvoy-brilliant-american-express-card-marriott-bonvoy-property-credit.md

### TSA PreCheck/Global Entry - $120/yr ($120 every 4 years)

Receive either a $120 statement credit for a Global Entry application fee, or up to $85 for a TSA PreCheck® application fee (through a TSA official enrollment provider). Only one credit will be given in a 4-year period for whichever application fee is charged to the card first. Global Entry approval includes TSA PreCheck access at no additional cost.

- Resets: Every 4 years
- Where to redeem: Apply at ttp.cbp.dhs.gov or TSA PreCheck enrollment centers
- Details: https://cardstack.money/benefits/marriott-bonvoy-brilliant-american-express-card-tsa-precheckglobal-entry.md

## Featured benefits

- **Priority Pass Select** (Airport lounge access): Complimentary Priority Pass Select membership (enrollment required) with access to 1,400+ airport lounges worldwide; up to two complimentary guests at participating lounges.
- **Annual Free Night Award** (Up to 85,000 points): One Free Night Award (up to 85,000 Marriott Bonvoy points) every year after card renewal month; add up to 25,000 points from your account to book up to 110,000-point nights. Deposited in 8–12 weeks; expires one year from issuance.
- **Marriott Bonvoy Platinum Elite Status** (Hotel status): Complimentary Marriott Bonvoy Platinum Elite status while you hold the card: 50% bonus points, suite upgrades when available, and an annual choice benefit (Marriott Bonvoy Brilliant Choice Benefit).

## Other benefits

- **25 Elite Night Credits per calendar year**: Toward the next level of Marriott Bonvoy Elite Status; limitations apply per Marriott Bonvoy member account.
- **Brilliant Earned Choice Award**: After spending $60,000 on eligible card purchases in a calendar year, eligible to select one Brilliant Earned Choice Award benefit per calendar year (see choice-benefit.marriott.com/brilliant for options).
- **Premium Internet Access**: Free in-room premium Internet access at participating Marriott Bonvoy hotels; booking requirements apply.
- **American Express Venue Collection™**: Enhanced experience at select stadiums and arenas (dedicated entrances or fast lanes); enroll the card to earn 10% back on qualifying concessions purchases, up to $250 per calendar year (one enrolled card per Card Member).
- **Cell Phone Protection**: Reimburses repair or replacement of a damaged or stolen cell phone, up to $800 per claim, max 2 approved claims per 12-month period; $50 deductible per claim. Cell line must be on a wireless bill paid with the card.
- **Premium Global Assist® Hotline**: 24/7 medical, legal, financial, and emergency coordination services 100+ miles from home; emergency medical transportation may be provided at no cost only if approved and coordinated by Premium Global Assist.
- **Trip Delay Insurance (Premium)**: Reimburses certain expenses when a covered round-trip is delayed more than 6 hours; up to $500 per trip, max 2 claims per Eligible Card per 12 consecutive months.
- **Trip Cancellation and Interruption Insurance**: Up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive months for prepaid, non-refundable expenses when a covered trip is canceled or interrupted.
- **Baggage Insurance Plan**: Up to $2,000 for checked baggage and up to a combined $3,000 for checked and carry-on baggage in excess of common-carrier coverage; $3,000 aggregate per Covered Trip; New York residents: $2,000 per bag with $10,000 aggregate per Covered Trip.
- **Car Rental Loss and Damage Insurance (secondary)**: Decline the rental company's collision damage waiver and pay with the card to be covered for theft or damage to a Rental Vehicle in a Covered Territory; not available in Australia, Italy, or New Zealand.
- **Purchase Protection**: Up to $10,000 per Covered Purchase for 90 days against theft, accidental damage, or loss; up to $50,000 per Card Member account per calendar year.
- **Extended Warranty Protection**: Adds up to one extra year to the manufacturer's U.S. warranty on eligible warranties of 5 years or less.
- **Return Protection**: May refund the purchase price (excluding shipping/handling) up to $300 per item, up to $1,000 per calendar year, on eligible purchases the seller won't take back within 90 days.
- **No Foreign Transaction Fees**: No American Express foreign transaction fees on purchases processed outside the U.S.


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CardStack automatically tracks the Marriott Bonvoy Brilliant American Express Card's $520 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863