# Hilton Honors American Express Business Card

> Earn up to 12x at Hilton and 5x on flights. $240+ in statement credits per year. $195 annual fee.

Canonical page: https://cardstack.money/cards/hilton-honors-american-express-business-card
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## At a glance

- Issuer: American Express
- Network: Amex
- Annual fee: $195
- Rewards program: Hilton Honors (https://cardstack.money/programs/hilton-honors.md)
- Total statement credits value: $240 per year
- Net value after annual fee: +$45 per year (credits value minus fee)
- Welcome offer: Earn Hilton Honors bonus points after you make eligible purchases within the first 6 months. Offer varies by application path; verify on the current Amex offer page before applying.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 12x | Hilton hotels |  |
| 5x | Flights | Up to $100,000 |
| 5x | Travel | Up to $100,000 |
| 5x | Dining | Up to $100,000 |
| 5x | Gas & EV Charging | Up to $100,000 |
| 5x | Phone / Wireless | Up to $100,000 |
| 5x | Advertising | Up to $100,000 |
| 3x | All other purchases | Base earn rate |

## Statement credits

### Hilton Credit - $240/yr ($60 quarterly)

Up to $240 per year ($60 per quarter) in statement credits for eligible purchases made directly with Hilton portfolio properties. Credits apply automatically.

- Resets: Quarterly
- Where to redeem: Hilton portfolio properties – direct purchases
- Details: https://cardstack.money/benefits/hilton-honors-american-express-business-card-hilton-credit.md

## Featured benefits

- **Hilton Honors Gold Status** (Hilton Gold status): Complimentary Hilton Honors Gold status while you hold the card. Enroll through your American Express account benefits page.
- **National Emerald Club Executive Status** (National Executive status): Complimentary National Emerald Club Executive status: choose a full-size or better car from the Executive Area at the midsize rate, bypass the counter at Emerald Aisle locations, and no fee for an additional driver on qualifying rentals. Enrollment required.

## Other benefits

- **No Foreign Transaction Fees**: No foreign transaction fee on purchases processed outside the U.S.; issuer and network rules still apply.


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CardStack automatically tracks the Hilton Honors American Express Business Card's $240 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863