# Hilton Honors American Express Aspire Card

> Earn up to 14x at Hilton and 7x on flights. $909+ in statement credits per year. $550 annual fee.

Canonical page: https://cardstack.money/cards/hilton-honors-american-express-aspire-card
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## At a glance

- Issuer: American Express
- Network: Amex
- Annual fee: $550
- Rewards program: Hilton Honors (https://cardstack.money/programs/hilton-honors.md)
- Total statement credits value: $909 per year
- Net value after annual fee: +$359 per year (credits value minus fee)
- Welcome offer: 150,000 Hilton Honors Bonus Points after you spend $6,000 in purchases in the first 6 months.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 14x | Hilton hotels |  |
| 7x | Flights |  |
| 7x | Travel |  |
| 7x | Dining |  |
| 3x | All other purchases | Base earn rate |

## Statement credits

### Hilton Resort Credit - $400/yr ($200 semi-annual)

Up to $200 in statement credits semi-annually (Jan–Jun and Jul–Dec; up to $400/year) on eligible purchases made directly with participating Hilton Resorts when paid with the card.

- Resets: Jan–Jun / Jul–Dec
- Where to redeem: Hilton resort properties – purchases direct with resort
- Details: https://cardstack.money/benefits/hilton-honors-american-express-aspire-card-hilton-resort-credit.md

### Flight Credit - $200/yr ($50 quarterly)

Up to $50 in statement credits each quarter (up to $200/year) on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App.

- Resets: Quarterly
- Where to redeem: Amex Travel (https://travel.americanexpress.com), Delta Air Lines (https://www.delta.com)
- Details: https://cardstack.money/benefits/hilton-honors-american-express-aspire-card-flight-credit.md

### CLEAR Plus Credit - $209/yr ($209 annual)

Up to $209 in statement credits per calendar year after paying for an auto-renewing CLEAR+ Membership with the card.

- Resets: Calendar year
- Where to redeem: CLEAR Plus airport security membership – clearme.com
- Details: https://cardstack.money/benefits/hilton-honors-american-express-aspire-card-clear-plus-credit.md

### Waldorf Astoria & Conrad Property Credit - $100/yr ($100 annual)

Up to $100 property credit for qualifying charges at Waldorf Astoria® and Conrad® Hotels & Resorts when booking a 2-night minimum stay using the Aspire Card Benefit rate at HiltonHonorsAspireCard.com or by calling Hilton Honors at (855) 292-5757.

- Resets: Calendar year
- Where to redeem: 2-night min stay at Waldorf Astoria or Conrad – book at hiltonhonorsaspirecard.com
- Details: https://cardstack.money/benefits/hilton-honors-american-express-aspire-card-waldorf-astoria-conrad-property-credit.md

## Featured benefits

- **Annual Free Night Reward** (Annual certificate): One Hilton Free Night Reward after account open and each card renewal; earn additional rewards at $30,000 and $60,000 in calendar-year eligible spend. Issued in 8–12 weeks; book through Hilton per Free Night Reward terms.
- **Hilton Honors Diamond Status** (Hotel status): Complimentary Hilton Honors Diamond status while you hold the card: 100% bonus points, space-available room upgrades, executive lounge access where available, and premium Wi-Fi at select properties.
- **National Emerald Club Executive Status** (National Executive status): Complimentary National Emerald Club Executive status: choose a full-size or better car from the Executive Area at the midsize rate, bypass the counter at Emerald Aisle locations, and no fee for an additional driver on qualifying rentals. Enrollment required.

## Other benefits

- **Earn rule**: 7x "travel" applies only to flights booked directly with airlines or AmexTravel.com / Amex Travel App AND car rentals booked directly with select car rental companies; OTA / portal car-rental and other travel earns 3x.
- **Global Dining Access by Resy**: Special access to exclusive reservations and dining experiences when the card is added to a Resy profile.
- **Cell Phone Protection**: Reimburses repair or replacement of a damaged or stolen cell phone, up to $800 per claim, max 2 approved claims per 12-month period; $50 deductible per claim. Cell line must be on a wireless bill paid with the card.
- **Premium Global Assist® Hotline**: 24/7 medical, legal, financial, and emergency coordination services 100+ miles from home; emergency medical transportation may be provided at no cost only if approved and coordinated by Premium Global Assist.
- **Trip Delay Insurance (Premium)**: Reimburses certain expenses when a covered round-trip is delayed more than 6 hours; up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive months.
- **Trip Cancellation and Interruption Insurance**: Up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive months for prepaid, non-refundable expenses when a covered trip is canceled or interrupted.
- **Baggage Insurance Plan**: Coverage for lost, damaged, or stolen baggage when the entire fare is paid with the card; up to $2,000 for checked baggage and up to a combined $3,000 for checked and carry-on baggage in excess of common-carrier coverage; $3,000 aggregate per Covered Trip; New York residents: $2,000 per bag with $10,000 aggregate per Covered Trip.
- **Car Rental Loss and Damage Insurance (secondary)**: Decline the rental company's collision damage waiver and pay with the card to be covered for theft or damage to a Rental Vehicle in a Covered Territory; not available in Australia, Italy, or New Zealand.
- **Purchase Protection**: Up to $10,000 per Covered Purchase for 90 days against theft, accidental damage, or loss; up to $50,000 per Card Member account per calendar year.
- **Extended Warranty Protection**: Adds up to one extra year to the manufacturer's U.S. warranty on eligible warranties of 5 years or less; up to $10,000 per item and $50,000 per calendar year.
- **Return Protection**: May refund the purchase price (excluding shipping/handling) up to $300 per item, up to $1,000 per calendar year, on eligible purchases the seller won't take back within 90 days.
- **No Foreign Transaction Fees**: No American Express foreign transaction fees on purchases processed outside the U.S.
- **Welcome offer caveat**: Variable APR 19.49%–28.49% on purchases.


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CardStack automatically tracks the Hilton Honors American Express Aspire Card's $909 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863